Commercial Lending Assistant

Job Summary: 

The Commercial Lending Assistant provides supports to the Commercial Lending team by administering commercial loan origination activities, assisting with problem loans and work-out situations, as well as ensuring accurate and efficient completion of all necessary documentation. This role provides superb customer service to loan applicants and processes loan applications; ensuring completeness, accuracy, and timely administration of required documentation according to loan administration guidelines and checklists.

Essential Functions 

  • Generate commitment letters and other documents for all types of new commercial loans according to established Bank policy and procedures (and SBA guidelines where applicable)
  • Track reimbursable costs and expenses throughout the origination, underwriting and closing process and ensures all required costs are included on the closing statement
  • Produce accurate in-house loan closing documentation
  • Review loan closing statements for accuracy, coordinate loan closings, and distribute loan proceeds to borrowers and outside vendors
  • Enter all missing documentation for tracking and follow up to ensure the timely receipts of recorded documents and other missing items
  • Obtain credit reports as requested and flood certifications
  • Respond in a professional manner, conducting research and providing resolution to customer inquiries, ensure that Quality Customer Service standards are consistently achieved
  • Exercise judgement and discretion on when to escalate difficult customer service issues to management 
  • Prepare portfolio reports as required for the Commercial Loan Dept. and Loan Officers Review Committee (LORC)
  • Maintain knowledge of, and ensures compliance with, Federal and State banking regulations and adheres to all Bank policies and procedures. Provides some oversight on loans closed as approved
  • Prepares LORC packages weekly and ensures delivery to all LORC members and participants
  • Assist Commercial Loan Officers to obtain missing financials or other documentation from customers
  • Process daily overdraft list, forward to lenders, perform additional follow up as needed
  • Performs other duties as requested

Core Competencies:

  • Customer Focus: Making customers and their needs a primary focus of one’s actions; developing and sustaining productive customer relationships
  • Sales Ability/Persuasiveness: Using appropriate interpersonal styles and communication methods to gain acceptance of a product, service, or idea from prospects and clients. 
  • Quality and Work Standards: Setting high standards of performance for self and others, self-imposing standards of excellence rather than having standards imposed. 
  • Integrity: Demonstrates honesty; keeps commitments; Maintains confidentiality. Adheres to organizational policies and procedures


Minimum Requirements (education and experience): 

  • Minimum five years of experience in commercial lending function 
  • Excellent customer service, communication, and organizational skills
  • Strong computer skills and familiarity with various software programs


  • A thorough understanding of commercial lending guidelines is preferable
  • Excellent customer service, communication, and organizational skills


The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. The above is not intended to be an exhaustive list of all responsibilities and duties required. First Seacoast Bank is an Equal Opportunity Employer and Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, sex, gender identity, color, pregnancy, religion, national origin, sexual orientation, marital status, disability, genetic information, age, protected veteran or military status, or any other basis protected by law. Disabled applicants requiring reasonable accommodation in the application and/or interview process should notify the Human Resources Department via email