Mortgage Loan Officer

Multiple Locations in WA | Hybrid Work from Home

Monday – Friday 8:00 am to 5:00 pm | 40 hours per week

A Day in Your Life at Peoples Bank:

As a Mortgage Loan Officer, you will be responsible for the origination, negotiation and underwriting of 1-4 family residential real estate loans. You will promote the growth of the Bank by accomplishing business development objectives.

Your Primary Responsibilities Would Include:

• You will respond to direct customer inquiries and in-house referrals regarding residential, construction and multi-family real estate loans.
• You will be providing customer counseling and education regarding individual, multi-family, and construction loans consistent with Bank policies.
• You will ensure proper documentation and compliance with Bank policy, government regulations and secondary market requirements.
• You will be able to approve loans within established commitment authority and recommends loans outside individual commitment authority.
• You will maintain current knowledge of compliance requirements related to individual, multi-family and construction loan production and servicing.
• You will actively participate in the Bank’s Community Reinvestment Act Program by identifying methods and opportunities to enhance the Bank’s ability to meet the credit needs of its market area and to support local community development.
• You will be responsible for meeting business development goals.
• You will actively participate in community activities and public relations.

What You Bring to the Team:

• You have a High School Diploma, G.E.D. or equivalent.
• You may have a bachelor’s degree in business administration with an emphasis on finance, economics, accounting, or real estate.
• You have a minimum of 2 years’ successful real estate loan origination experience, including underwriting, appraisal review, and processing.
• You may have construction lending experience including construction cost analysis, evaluation of plans and specifications, and construction draw inspections and disbursement.
• You may have experience in real estate appraisal analysis, income property analysis, secondary marketing, and commercial and multi-family real estate loan underwriting.
• You work with minimal supervision and have excellent organizational, problem-solving, and decision-making skills.
• You have strong interpersonal skills including professional etiquette and service mentality.
• You are skilled at business communication, both verbal and written.
• You have a strong professional demeanor and high regard for confidentiality.
• You can travel to other Peoples Bank locations and off-site for meetings and/or training as required.
• You have the ability to model the Peoples Bank Mission, Vision, and Values.

This position description is not intended to cover or contain a comprehensive list of all functions, duties or responsibilities that are required in this position. Functions, duties, or responsibilities are subject to change at any time with or without notice. 

*For a comprehensive job description please contact HR department at Human.Resources@PeoplesBank-wa.com

The Bank’s Commitment to You:

We ensure that YOU are provided with dedicated, tailored support from our existing team. We admire your passion for growth and self-fulfillment, so we offer engaging professional development and career advancement opportunities. In addition, you will be working with a widely supportive HR team with a wealth of knowledge across a variety of areas.

For over 100 years, Peoples Bank’s philosophy of “People First” has created an unwavering commitment to our employees, customer, and local communities. Our purpose is to serve our communities with honesty, integrity, respect, and commitment – and our promise, “A Higher Level of Service” always starts and ends with people. We strive to be the “Best Community Bank in the Pacific Northwest” and that endeavor includes being the “Best Employer in the Pacific Northwest”. 

Our Employees Enjoy Generous Benefits:

• We are proud to offer hybrid work from home options for most non-customer facing positions.
• We share our success with you through Profit Sharing, Incentives, and other Bonus Structures, based on your position.
• We enjoy a healthy work/life balance by offering 12 days of paid vacation, 2 paid wellness days, 2 days of paid community service time, as well as paid sick leave that is accrued based on hours worked. Our employees will also enjoy 11 paid holidays throughout the calendar year.
• We understand that wellness needs can look different for everybody, so we provide a full suite of Health benefits to employees and their families that includes Medical, Dental and Vision Insurance, Mental Health Resources, and a $200 annual reimbursement for wellness related expenses.
• We invest in your financial security by providing an 8% 401(k) employer match and safety net of life and disability plans.

We Offer Competitive Compensation:

Salary Range in WA

Base Salary: $35,942,40 annually

You will receive any commissions earned that are in excess of the guaranteed base salary amount.

EEO Statement(s):

At Peoples Bank, we know we are better together. We are dedicated to crafting an inclusive and equitable workplace that represents the diverse communities we serve. If you’re excited about the job, we encourage you to apply, all experiences are welcome. Peoples Bank is proud to be an equal opportunity workplace and affirmative action employer.