Who We Are: 

FFB, a dynamic and acclaimed single-branch bank born in the heart of Fresno, CA in 2005, is on a mission to redefine the banking experience. Our commitment to delivering top-notch banking services has propelled us to the forefront of the industry, earning us accolades and recognition. At FFB, we recognize the uniqueness of each individual who walks through our doors, and our dedicated team strives to craft personalized banking solutions that cater to their distinct needs.

What sets FFB apart is not just our Fresno roots but the diverse talents that make up our team, hailing from every corner of the country. We firmly believe that our people are our greatest strength, and we're constantly on the lookout for ambitious and passionate individuals who align with FFB's vision, regardless of their location.

If you're ready to be part of a winning team and contribute to our ongoing success story, we invite you to apply and join the FFB family!

Recent Achievements Speak Louder Than Words:

• 2024 - American Banker - #1 Top Performing Publicly Traded Bank with under $2b in assets 
• 2023 - American Banker - "Top 5" Community Bank in the Country #4 
• 2023 - OTCQX - Best 50 Companies #3 
• 2023 - 5-star Rating Bauer Financial 

What You Should Expect While Working at FFB:

• Company ownership through our Employee Stock Ownership Program (ESOP)
• A friendly, close-Knit work culture that encourages growth 
• Opportunities to Participate in Community Networking Events 
• Benefits Package

o Medical/Dental/Vision

o Life Insurance

o Paid Vacation

o 401(k) Retirement Plan

o Training & Development

o Tuition Reimbursement

o Employee Assistance Program

o Internal Job Posting & Referral Program

Ideal Candidate: 

FFB prides itself on its core values of Teamwork, Relationship, Authenticity, and Commitment (TRAC). We expect that our team members will reflect these values in the workplace in various ways: 

• Teamwork – We collaborate, hold each other accountable, and win together. 
• Relationship – We are trustworthy, transparent, and respectful. 
• Authentic – We are humble, vulnerable, and we speak up. 
• Commitment – We are owners...Be hungry, responsive, and have a sense of urgency.

About the Position: 

The AML/CFT Analyst I assists in the implementation and administration of the AML/CFT Analyst I. The AML/CFT Analyst I performs various quality control reviews and monitoring pertaining to the Bank Secrecy Act, USA PATRIOT Act, Anti-Money Laundering Program, OFAC and Customer Identification programs using industry standards and regulatory guidance to ensure the bank’s compliance efforts are maintained daily. 

Essential Duties:

• Maintains a proficient knowledge of the current BSA and all related anti-money laundering and OFAC regulations.
• Maintains proficient knowledge of all federal and state laws and regulations.
• Maintains a working knowledge of the bank’s policies and procedures.
• Reviews daily cash reports to identify and file required Currency Transaction Reports (CTRs), within required time limits.
• Maintains files and documentation for CTR exempt customers.
• Monitors BSA/AML software daily alerts, trends and potential unusual or suspicious activity.
• Investigates daily alerts and referrals to identify and report suspicious activity on simple to moderately complex cases.
• Prepares and files Suspicious Activity Reports (SARs), as appropriate, based on alerts and referrals.
• Maintains supporting documentation for all SARs and potential SARs.
• Performs timely periodic review and analysis of high-risk customers. Maintain all files.
• Performs callback of all new deposit accounts to ensure appropriate CIP/CDD/ADD and risk score requirements are followed.
• Ensures all supporting documentation for legal entity customers are scanned and maintained in the core system.
• Creates monthly reports for the Compliance Manager in the following areas:
• BSA high risk customer reviews.

o BSA high risk customer reviews.

o CIP/CDD/ADD callback errors.

o SARs and PSARs filed.

o CTRs filed.

• Provides feedback to the Compliance Manager for potential control weaknesses, staff training needs, policy, or procedure enhancements and/or ongoing system errors.
• Monitors record retention.
• Provides feedback to the Compliance Manager for potential control weaknesses, staff training needs, policy, or procedure enhancements and/or ongoing system errors.
• Assists in the implementation of training programs related to BSA/AML program/policies and procedures.
• Assists in the development of bank forms, notices, and procedures to maintain compliance with BSA/AML regulations.
• Assists in the preparation and update of the BSA Risk Assessment, BSA policies and procedures.
• Assists in the administration of the BSA/AML software monitoring system.
• Assists in the preparation and coordination of independent audits and regulatory exams.
• Assists bank staff with BSA/AML related questions or research.
• Assists with special projects as directed.
• Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action. 
• Assures compliance with all Bank policies, procedures and processes, and all applicable state and federal banking laws, rules, and regulations, and adheres to Bank Secrecy Act (BSA) responsibilities that are specific to the position.
• Follows policies and procedures; complete administrative tasks correctly and on time, including mandatory Bank Compliance Training; supports the Bank’s goals and values; benefits the bank through outside activities.
• Treats people with respect; keeps commitments; inspire the trust of others; work ethically and with integrity; uphold organizational values; accept responsibility for own actions.

• Bachelor’s degree from a college or university preferred. 
• Minimum 2-3 years of banking experience required, preferably in risk or compliance. 
• Intermediate knowledge on creating and/or performing quality control on SAR and CTR
• Advance organizational and personal skills
• Ability to risk rate business accounts and to work independently.
• Excellent attention to detail and analytical skills