Job Location:
Remote Position (Hybrid if Local) 

Are you EPIC?
Do you have the ability to demonstrate, understand and apply HFD’s core purpose and values in all that you do? At HFD our core purpose is to help the underserved live healthier. In order to accomplish this mission, we must ensure that our team is aligned with our E.P.I.C. values:  

• Excellence: Always exceeding expectations!  
• Passionate: Executing with boldness!  
• Innovative: Pioneering a better way!  
• Collaborative: Together we win!  

The EPIC Compliance Officer we are looking for: 

You will report to the Compliance Director responsible for?creating, designing, implementing and monitoring the processes by which the company will comply with all applicable laws and regulations.? 

As a Compliance Officer, you will:  

The Senior Compliance Officer is responsible for ensuring adherence to federal and state laws affecting HFD's operations in Retail Installment Contracts. Key duties include developing a risk management framework, creating policies and procedures, analyzing risk exposures, and promoting safety compliance. The officer collaborates with various departments to implement risk control measures, enhances system security, ensures compliance with privacy laws, and manages relationships with external auditors. The role requires high skill proficiency, independence in decision-making, and oversight of team members. 

Compliance areas will include federal and state laws and legislation: 

• Retail Installment Sales Act (RISA) 
• Truth in lending Act (TILA) 
• Regulation Z 
• Fair Credit Reporting Act (FCRA) 
• Fair Debt Collection Practices Act (FDCPA) 
• Office of Foreign Assets Control (OFAC) 
• Bankruptcy Laws 
• Telephone Consumer Protection Act (TCPA) 
• Health Insurance Portability and Accountability Act (HIPAA) 
• California Privacy Rights Act 
• California Consumer Privacy Act 
• Florida Doc Stamp Tax 
• Military lending Act (MLA) 
• Americans with Disabilities Act (ADA) 
• Data Security and Privacy Laws 
• And other legislation and relevant 
• Consumer Financial Protection Bureau (CFBP) 

Regulatory tasks shall include researching and analyzing all the above-mentioned regulations to determine the subjectivity, application, and execution for HFD.  Granular level tasks may include: 

• research and keeping abreast of updates and changes to the law 
• providing briefing, and detailed reporting to the executive team 
• providing guidance and recommendation for best practice 

 Requirements 

• Consumer finance laws and regulations including TILA, ECOA, FCRA, ERISA and GLBA. 
• Banking compliance laws and regulations including BSA/AML, Reg Z, and UDAAP. 
• 5+ years’ experience in FinTech or Banking Compliance, with a focus on consumer protection  

Intangibles 

• Familiar with Healthcare Patient Finance and/or Banking as a Service model. 

Benefits 

• Medical, Dental, Vision Insurance  
• 401k with 3% company match 
• Time off: Unlimited PTO, 6 days of paid sick time, plus 6 paid holidays. 
• EPIC company culture