Community Reinvestment Act Program Director
Overland Park, KS Risk & Compliance
Job Type
Full-time
Description

Sunflower Bank is looking for an energetic, highly motivated individual to fill the position of a full-time Community Reinvestment Act (CRA) Program Director at any of our Kansas locations.


The Community Reinvestment Act Program Director is responsible for maintaining the Bank’s compliance with the CRA by proactively understanding emerging risks, adapting program components to address gaps, and engaging and communicating with audiences at all organizational levels regarding practices that align with CRA objectives. This role will serve as CRA subject matter expert, acting as a trusted advisor to business lines and risk management as they lead the organization to an Outstanding CRA rating.


Primary Responsibilities

  • Set annual goals designed to achieve an Outstanding CRA rating.
  • Lead the Bank to an Outstanding CRA rating.
  • Complete routine reporting and monitoring including an annual program achievement assessment, quarterly performance monitoring, and ad-hoc reporting of lending, investment, and service activity.
  • Confirm HMDA and CRA LAR data integrity and community development loans, investments, and services are appropriately identified, qualified, and documented.
  • Set Program priorities and leverage those objectives to guide tactical decisions.
  • Review performance context and connect context to opportunities and challenges in relation to CRA performance.
  • Oversight of Community Development Officers, including strategic and tactical plan development for the position
  • Detect issues and recommend solutions or enhancements to enterprise processes and policies impacting CRA compliance.
  • Proactively identify and communicate CRA performance issues, deficiencies, gaps, or other matters that may impact the Bank's ability to meet strategic CRA objectives.
  • Engage with regulators and internal auditors for CRA-related evaluations and ad hoc requests.
  • Review relevant regulatory and industry publications, and regularly participate in relevant events, conferences, and educational programs to stay informed of changes to CRA requirements, emerging risks and evolving industry best practices.
  • Acquire and maintain understanding of key business drivers, strategic plans for lines of business impacting CRA. Develop and promote recommendations to implement CRA initiatives, strategies, and best practices that align with and support the achievement of business objectives.
  • Identify and recommend opportunities in accordance with industry best practices to improve and advance the overall effectiveness of CRA performance across the organization.
  • Advance the organizational understanding of CRA through training and education initiatives.
  • Coordinate with key stakeholders to ensure loan, investment, and service activity produces desired CRA outcomes.
  • Promote an environment that supports collaboration and partnership, support business and enterprise goals and strategic plans.
  • Escalate matters to senior management as needed.
  • Adhere to the Corporate Code of Conduct
  • Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company.
  • Responsible for upholding Fair and Responsible Banking practices and Code of Ethics and Conduct guidelines.
  • Understand and participate in the Bank’s Community Reinvestment Act program.
  • Perform other duties as assigned.

Education / Experience

  • Bachelor’s degree in business, data analytics or related field or equivalent experience preferred.
  • Prior experience as a regulatory examiner preferred.
  • Managerial experience preferred
  • Prior experience effectuating Outstanding-rated CRA Program in OCC-regulated Large Bank preferred.
  • CRCM or other compliance certificate preferred.
  • 7 or more years of CRA experience preferred.
  • Expert knowledge of the CRA and all its technical components Strong understanding of bank products and services offered to consumers, businesses, and communities.
  • Strong analytical skills with high attention to detail and accuracy.
  • Experience with CRA Wiz preferred.
  • Advanced in Microsoft Office products, especially Excel.
  • Excellent communication and organization skills.
  • Ability to accurately identify root cause and resolution path
  • Must be bondable.


Pay is dependent on knowledge, skills, abilities, experience, and location.


Sunflower Bank Benefits

Employees enjoy outstanding benefits, including:

  • 401(k) Plan with 6% Match
  • Health/Dental/Vision Insurance
  • Company-paid Life Insurance
  • Tuition Reimbursement
  • Fitness Reimbursement
  • Paid Time Off
  • Volunteer Leave
  • Paid Holidays
  • Plus many more employee perks & incentives!

People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives and we know that starts with our team.


If you qualify, apply online at www.sunflowerbank.com/careers.


You’ve never worked anyplace like Sunflower Bank!


EOE/AA: Minorities/Females/Disabled/Vets


Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.


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