About Us

At Biz2Credit, we look for individuals who are ready to join a dynamic and innovative fintech company on a mission to change the lending landscape for small businesses. Our values of Collaboration, Responsibility, Empowerment, Disruption, Innovation, and Trust guide everything we do, and our purpose of helping small businesses succeed drives us forward.

As a company, we believe that with the right tools and support, small business owners can achieve their dreams, and we're here to make that happen. That's why we're dedicated to developing cutting-edge solutions, like our Biz2X platform, a fully-configurable SaaS solution that leverages artificial intelligence and machine learning to make lending more efficient, effective, and accessible.

But we're more than just another FinTech company. We're a team of individuals who bring their unique personalities, backgrounds, and experiences to work every day. We believe that diversity makes us stronger, and that's why we value a culture that is inclusive and supportive. We're looking for people who are excited about the opportunity to make a difference, who want to work in an environment that is both challenging and fun, and who are eager to bring their whole selves to work.

So, if you're someone who is eager to join a company that is making a real impact, who values a positive and inclusive workplace culture, and who is ready to be a part of a team that is changing the lending landscape, we want to hear from you. Come join us and be a part of something truly special at Biz2Credit.

About this role

We are seeking to hire Spring intern to work in our Underwriting department. Intern will learn the fundamentals of Small Business Underwriting. Interns will focus primarily on underwriting and performing detailed financial analysis on small businesses, including trend and ratio analysis, and interpreting the financial information to determine credit quality and cash flow. Interns will receive foundational underwriting training with the goal of securing a position within our Underwriting organization.

Responsibilities

• Work with the Team Leaders in structuring, analyzing, and negotiating credit transactions.
• Learning how to conduct full cycle underwriting of assigned small business financing.
• Under Direct supervision, learn how to determine the ability of the client to repay financing based on analysis of the client's cash flow statements, tax returns, and other financial information.
• Learn how to perform detailed financial analysis on the small business, including trend and ratio analysis, and interpret the financial information to determine credit quality and cash flow adequacy.
• Coordinate with Team Leaders regarding customer calls and site visits.
• Perform other due diligence as needed to determine the creditworthiness of a small business owner.

• Seeking students pursuing a degree in Finance, Economics, or similar discipline
• Passion for pursuing a career in Underwriting and strong willingness to learn the credit space.
• Strong analytical skills.
• Proficient in various spreadsheet and word processing applications (Excel and Word are preferred) including the use of graphs/charts,
• Team player with the ability to take the initiative.
• Detail-oriented, ability to work well under pressure and multi-task.
• Strong written and verbal communication skills.
• Problem recognition and resolution skills.

Benefits & Perks

Catered lunch and team events

In the News

Named to Deloitte Technology Fast 500

Inc 5000 - Fastest-Growing Private Companies in America

America's fastest growing private companies in 2024

CNBC - World's Top Fintech 2024

Salary Range

$22 per hour/Part-Time