• Prepare and review loan closing documents for Non-QM mortgage loans, ensuring accuracy and adherence to company and investor guidelines.
• Verify loan terms, fees, and conditions, ensuring compliance with all applicable state and federal regulations.
• Coordinate with account executives, underwriters, title companies, and other stakeholders to facilitate timely and efficient closings.
• Balance and disburse loan funds in accordance with company policies and wire transfer procedures.
• Identify and resolve any outstanding conditions, discrepancies, or issues before loan funding.
• Ensure proper documentation is executed, recorded, and stored in compliance with regulatory and company requirements.
• Communicate closing timelines and expectations to all involved parties, ensuring a seamless borrower experience.
• Stay updated on industry trends, regulatory changes, and best practices in Non-QM loan closing.
• Assist in process improvements to enhance efficiency and accuracy within the closing department.
• Provide support and guidance to team members as needed, contributing to a collaborative and high-performing work environment.
• 3+ years of experience in mortgage closing, preferably in the Non-QM space.
• Strong knowledge of Non-QM loan products, mortgage closing procedures, and regulatory requirements.
• Experience working with loan origination systems (LOS) and mortgage document preparation software.
• Detail-oriented with strong analytical and problem-solving skills.
• Excellent communication and organizational skills, with the ability to multitask in a fast-paced environment.
• Ability to work independently and collaboratively to meet deadlines and maintain efficiency.
• Familiarity with TRID, RESPA, and other mortgage compliance regulations.