CV3 Financial Services provides financing for non-owner-occupied investment properties, providing flexible loan solutions combined with the experience our customers can trust. 

CV3 is more than just a lender. We partner with our customers to accelerate real estate opportunities and are invested in their success. We leverage the best technology to eliminate complexity and simplify the loan process, while never losing sight of the value of building personal relationships with our customers. 

We’ve set the bar high. With the aspirational mission to be the #1 choice as a trusted capital partner for real estate investors. We are ready when you are! 

Our People are Our Power 

Great people make great companies. CV3 has nurtured a people-first culture, an entrepreneurial team, and a disciplined craft that fuels innovation and delivers results. We create lasting client relationships based on trust and transparency. We cultivate these relationships by taking amazing care of our people and our customers. Above all, what sets us apart are our five Core Values, which guide everything we do. 

GENERAL PURPOSE:

The Accountant II, Loan Servicing position is responsible for assisting the finance department in creating accurate and timely financial records for the organization.

 In this position you will:   

• Understands GAAP/accrual-based accounting and how to apply policies to day-to-day work, journal entries and reconciliations.
• Understands operational business activities.
• Processes high volume cash transactions, loan level activities and closing statements.
• Reports the finances of the organization to the Accounting Manager, with minimal comments on accuracy.
• Records journal entries to account for business activities, ensures completeness, accuracy and compliance with general accepted accounting principles (GAAP).
• Reconciles general ledger accounts, ensures the accounts balance to underlying support and investigates and resolves any reconciling items; performs analysis and research variances.
• Clear documentation and writing skills in keeping Accountant policies and procedures.
• Assists and participates in optimizing existing process to increase efficiency. Participates in special projects as directed.
• Communicates and is transparent of any encountered accounting issues and discrepancies. Holds self-accountable and collaborates with our Accounting team members.
• Supports development of Accountant I and self.
• This position may involve handling confidential and sensitive information as part of its daily responsibilities. Employees are expected to exercise discretion and protect all sensitive data, including but not limited to personal information, loan details, business and financial records, and proprietary materials.

SPECIALTY DISCIPLINE:

Loan Servicing:

• Perform daily cash reconciliations, ensuring actual funds align with servicing platform data.
• Reconcile loan servicing accounts (e.g., escrow, payment clearing) for both owned and managed loans, investigating and resolving discrepancies.
• Record and apply escrow checks correctly in the accounting system.
• Assist in loan transfers, ensuring withheld funds, escrow balances, and interest allocations are accurately recorded.
• Prepare monthly disbursement reports (including warehouse lending) and facilitate fund transfers to new servicers.
• Support month-end close activities, including recording journal entries for loan servicing transactions, reconciling general ledger accounts, and performing flux analyses.
• Provide daily and monthly reporting to Treasury and Asset Management, monitoring cash flows and ensuring correct fund distributions.
• Recommend and implement process improvements related to treasury functions in loan servicing, ensuring compliance with GAAP and company policies.
• Assist with external audits, preparing requested documentation and explaining loan servicing transactions.
• Participate in forecasting future cash needs for servicing activities.

 Successful candidates will possess:   

• Bachelor’s degree in accounting or related field preferred; or a combination of education and experience.
• 3-4 years of experience in the accounting field, preferably in mortgage or real estate finance.
• CPA preferred.
• Experience performing reconciliations and a solid understanding of GAAP.
• Loan servicing knowledge is required.
• Working knowledge and use of Oracle NetSuite, MS Office with advanced Excel, imaging system and internet.

NECESSARY KNOWLEDGE, SKILLS, AND ABILITIES:

• Possesses strong organizational and multi-tasking skills.
• Flexible with the ability to adapt to changes quickly.
• Able to work under pressure and meet deadlines. 
• Possesses strong task management skills.
• Self-starter with strong ownership while working well with others.
• Proven ability to process large data analysis with multi-entities that are complex and high volume driven.
• Thinks ahead and anticipates needs based on prior experiences; makes an effort to act in advance either to prepare for a situation or to prevent it. 
• Able to apply critical thinking and focus on problem solving.
• Personal effectiveness and credibility
• Financial management 
• Holds discretion and conducts themselves in the highest ethical standard. 
• Demonstrates excellent verbal and written communication skills. 
• Simultaneously maintains a "big picture" view while being detail oriented. 
• Able to build and maintain effective business relationships.
• Maintains strong levels of customer support in a complex environment.
• Effectively presents and communicates to executive level audiences.

What’s in it for you:  

Inspiring Culture: We have earned the reputation as an exceptional workplace, designed with the deepest intentions for you to thrive. We are committed to being a transparent environment where team members are encouraged to ask questions, be heard, and never stop learning. We foster an inclusive and supportive environment where creativity and innovation thrive. 

Talent Development: We invest in our team members' growth and development. You will have access to ongoing training, mentorship, and opportunities to expand your skill set and advance your career. 

Impactful Work: Join us in making a meaningful impact. At CV3, we are a team. A highly motivated group of dedicated, talented people, motivating each other and working together towards our shared and individual goals. We show up. Every Day. For each other and for our customers. 

Innovation: We embrace new ideas and technologies. You will have the chance to work on cutting-edge projects and contribute to solutions that shape our industry. 

Work-Life Balance: We value work-life balance and understand the importance of a healthy and fulfilling personal life. We work with you to determine the best work style for you and CV3.  

Benefits Package: We provide competitive compensation packages and comprehensive benefits to underscore our commitment to the well-being of our team. 

• Health Insurance  
• HSA Account  
• Accident Insurance  
• Critical Illness Insurance  
• Hospital Indemnity Insurance  
• Dental Insurance  
• VSP Vision Insurance  
• Flexible Spending Accounts (FSA)  
• Group Paid Life and AD&D Insurance Supplemental Coverage  
• Company Paid Long Term Disability and Short-Term Disability (Non-CA)  
• 401k Retirement Plan (2-Year Vesting)  
• Legal Services  
• Virtual Behavioral Health  
• Employee Assistance Program (EAP) 

Employee Perks: Beyond our comprehensive benefits package, CV3 provides a diverse array of advantages to our team members. These include flexible PTO, birthday and work anniversary gift cards, community outreach opportunities, access to Doordash’s Dash Pass, Employee discount program - Great Work Perks, an onsite dog park at our headquarters, company swag, stipends, and much more! 

At CV3, we are committed to the principles of diversity, equity, inclusion, and equal opportunity. We build teams and grow talent that reflects the diversity of the clients and communities we serve. Diversity of background, experience and perspective adds value and depth to our teams and creates better business results.  

CV3 is an equal opportunity and affirmative action employer. We take pride in building a workplace culture where all team members feel supported and respected, and have equal access to career and development opportunities without regard to race, religion/creed, color, national origin, age, marital status, ancestry, sex, gender (including pregnancy, childbirth, breastfeeding or related medical conditions), gender identity/expression, sexual orientation, veteran status, physical or mental disability, medical condition, military status, genetic information, or any other characteristic protected by federal, state or local laws. Qualified applicants with arrest or conviction records will be considered in accordance with the ordinance and the California Fair Chance Act.

Experience counts, attitude matters. The range listed is just one component of CV3’s total rewards package for our team members. Other rewards may include quarterly bonuses, role-based incentives, and region-specific benefits. A team member’s position within the listed salary range will be based on several factors including, but not limited to, relevant education, qualifications, certifications, experience, skills, seniority, geographic location, performance, travel requirements, revenue-based metrics, any contractual agreements, and business or organizational needs.  

The job description outlined above reflects general details as necessary to describe the primary functions of this job, the level of knowledge and skill typically required, but should not be construed as an all-inclusive listing of work requirements. Individuals may be asked to perform duties other than those mentioned above to cover absences or relief in the appropriate department to equalize peak work periods or otherwise balance the workload.