CV3 Financial Services provides financing for non-owner-occupied investment properties, providing flexible loan solutions combined with the experience our customers can trust. 

CV3 is more than just a lender. We partner with our customers to accelerate real estate opportunities and are invested in their success. We leverage the best technology to eliminate complexity and simplify the loan process, while never losing sight of the value of building personal relationships with our customers. 

We’ve set the bar high with the aspirational mission to be the #1 choice as a trusted capital partner for real estate investors. We are ready when you are! 

Our People are Our Power 

Great people make great companies. CV3 has nurtured a people-first culture, an entrepreneurial team, and a disciplined craft that fuels innovation and delivers results. We create lasting client relationships based on trust and transparency. We cultivate these relationships by taking amazing care of our people and our customers. Above all, what sets us apart are our five Core Values, which guide everything we do. 

GENERAL PURPOSE:

The Capital Markets Associate will work within Capital Markets team with specific focus of data analysis and remittance report reconciliation surrounding secondary market transactions including loan sales, financing facilities, and securitizations. 

In this position, you will:   

• Manage ongoing reporting requirements related to secondary market transactions, including servicer and asset management remittance reconciliation, portfolio reporting, and monthly warehouse line payment processing. 
• Prepare securitization bond investor performance reports, servicing transfer interim collections reconciliation, and servicing data analysis, validation, and reporting. 
• Track cash management activities for loan sales, warehouse lines, and securitizations. 
• Assist in loan sales by conducting portfolio inventory analysis, creating and maintaining data tapes, and ensuring data quality validation. 
• Manage settlement calculations, cash flow, and loan-level due diligence with a focus on data comparison reporting. 
• Fulfill ad hoc reporting and data requests from the Capital Markets Transaction Manager. 
• Monitor financing facilities, including borrowing base management, collateral monitoring, and submit tracking. 
• Review loan-level due diligence results and process payoff requests related to loan sales and securitizations. 
• Assist in securitization issuances by aggregating performance data, preparing marketing materials, and conducting servicing data analysis and reporting. 
• Manage portfolio performance reporting for senior management by analyzing key metrics and compiling relevant reporting materials. 
• Create ad hoc performance reports and maintain updates in capital markets secondary marketing materials. 

 Successful candidates will possess:   

• Bachelor’s Degree or equivalent; or a combination of education and experience. 
• Minimum 3 years in a similar role involving mortgage loan servicing, loan sales, loan acquisitions, or financing. 
• A general understanding of real estate lending with business purpose lending is preferred. 
• Strong analytical background with proficiency in data analysis and modeling. 
• Excellent in Microsoft Office including Microsoft Excel. 

NECESSARY KNOWLEDGE, SKILLS, AND ABILITIES:

• Data analysis proficiency 
• Mortgage or real estate experience 
• Ability to work in a dynamic, fast-paced environment 
• Ability to work in a team-focused environment 
• Ability to cross-communicate with many internal departments 
• Ability to distill complex thoughts into clear actionable items 
• Strong verbal and communication skills including both internal and external stakeholders 
• High attention to detail 
• Experience in SQL Server Management Studio (SMS) a plus 

What’s in it for you:  

Inspiring Culture: We have earned the reputation as an exceptional workplace, designed with the deepest intentions for you to thrive. We are committed to a transparent environment where team members are encouraged to ask questions, be heard, and never stop learning. We foster an inclusive and supportive environment where creativity and innovation thrive. 

Talent Development: We invest in our team members' growth and development. You will have access to ongoing training, mentorship, and opportunities to expand your skill set and advance your career. 

Impactful Work: Join us in making a meaningful impact. At CV3, we are a team. A highly motivated group of dedicated, talented people, motivating each other and working together towards our shared and individual goals. We show up. Every Day. For each other and our customers. 

Innovation: We embrace new ideas and technologies. You will have the chance to work on cutting-edge projects and contribute to solutions that shape our industry. 

Work-Life Balance: We value work-life balance and understand the importance of a healthy and fulfilling personal life. We work with you to determine the best work style for you and CV3.  

Benefits Package: We provide competitive compensation packages and comprehensive benefits to underscore our commitment to the well-being of our team. 

• Health Insurance  
• HSA Account  
• Accident Insurance  
• Critical Illness Insurance  
• Hospital Indemnity Insurance  
• Dental Insurance  
• VSP Vision Insurance  
• Flexible Spending Accounts (FSA)  
• Group Paid Life and AD&D Insurance Supplemental Coverage  
• Company Paid Long Term Disability and Short-Term Disability (Non-CA)  
• 401k Retirement Plan (2-Year Vesting)  
• Legal Services  
• Virtual Behavioral Health  
• Employee Assistance Program (EAP) 

Employee Perks: 

Beyond our comprehensive benefits package, CV3 provides a diverse array of advantages to our team members. These include flexible PTO, birthday and work anniversary gift cards, community outreach opportunities, access to Doordash’s Dash Pass, Employee discount program - Great Work Perks, an onsite dog park at our headquarters, company swag, stipends, and much more! 

At CV3, we are committed to the principles of diversity, equity, inclusion, and equal opportunity. We build teams and grow talent that reflects the diversity of the clients and communities we serve. Diversity of background, experience, and perspective adds value and depth to our teams and creates better business results.  

CV3 is an equal opportunity and affirmative action employer. We take pride in building a workplace culture where all team members feel supported and respected and have equal access to career and development opportunities without regard to race, religion/creed, color, national origin, age, marital status, ancestry, sex, gender (including pregnancy, childbirth, breastfeeding or related medical conditions), gender identity/expression, sexual orientation, veteran status, physical or mental disability, medical condition, military status, genetic information, or any other characteristic protected by federal, state or local laws. Qualified applicants with arrest or conviction records will be considered in accordance with the ordinance and the California Fair Chance Act.

Experience counts, attitude matters. The range listed is just one component of CV3’s total rewards package for our team members. Other rewards may include quarterly bonuses, role-based incentives, and region-specific benefits. A team member’s position within the listed salary range will be based on several factors including, but not limited to, relevant education, qualifications, certifications, experience, skills, seniority, geographic location, performance, travel requirements, revenue-based metrics, any contractual agreements, and business or organizational needs.  

The job description outlined above reflects general details as necessary to describe the primary functions of this job, and the level of knowledge and skill typically required, but should not be construed as an all-inclusive listing of work requirements. Individuals may be asked to perform duties other than those mentioned above to cover absences or relief in the appropriate department to equalize peak work periods or otherwise balance the workload.