The successful candidate will assist the Compliance Manager with compliance support to each department, ensuring compliance with applicable consumer lending and deposit laws and regulations, answer moderately complex compliance questions, and assist compliance management in identifying, measuring, monitoring, and controlling compliance risk. 

Essential Duties and Responsibilities:

• Participating in the development and implementation of policies, procedures and controls to ensure compliance with existing laws, regulations and industry best practices
• Keep informed of regulatory changes and updates by reading bulletins, circulars, and other pronouncements from CFPB, OCC, Federal Reserve, FDIC, and State Regulatory agencies.
• Conduct internal reviews of current laws and regulations for business impact; and in collaboration with assigned business line units, identifying and assessing compliance risks and evaluating the adequacy of mitigating controls. 
• Assist in the development of compliance programs by maintaining files, training necessary bank staff, performing compliance monitoring and testing, assisting in relevant internal audits and follow-up of those audits.
• Disseminating appropriate regulatory information to affected bank personnel, to include helpful guides and aids to assist in the understanding of the act and locating and sharing efficient ways to achieve compliance.
• Review marketing materials to ensure regulatory compliance is maintained
• Participate in the development of compliance training administered by the Compliance Department; and review and approve compliance content of training materials and manuals developed, maintained and administered by assigned business line units.
• Develops new programs for changes or new regulatory requirements
• Participate in the collection, validation and reporting of loan data to facilitate complete, timely and accurate HMDA and CRA reporting
• Participate in the Complaint Management process to ensure timely and satisfactory resolution of consumer complaints 
• Other duties may be assigned. 

•  College Degree in Accounting, Business Administration or Finance preferred. 
• 2-3 years of direct experience in Compliance or Minimum of 3 years of experience of banking experience. 
• Good understanding of consumer compliance regulatory laws and acts, i.e. Flood Disaster Protection Act, Truth-in-Lending Act, Truth-in-Savings Act, etc.