In conjunction with the Commercial Loan Committee, the Junior Credit Underwriter develops, maintains, and implements sound credit policies & procedures. Responsible for the processing of daily credit transactions per the credit policy and procedure manuals; maintains records and files on all credit transactions, including correspondence and documents.

Responsibilities

• Manage daily processing of credit transactions; perform initial credit analysis to determine eligibility based on existing policies and procedures
• Prepares and manages documentation for credit transactions, including spreading and analyzing, among other tasks
• Provide education and support to Credit Union Members and TEAM members related to credit policies, procedures, and guidelines; prepare reports and other information as requested
• Track requests and status 
• Present to Loan Committee
• Performs other duties as assigned.

• Bachelor’s Degree
• Proficiency with standard computer operating software, including Word, Excel, and Access
• Effective verbal and written communication skills
• Excellent ability to maintain confidentiality
• Preferred: Experience in credit analysis and/or spreadsheet financial statements, either manually or in a software system