We are seeking an experienced Senior Credit Underwriter with a  strong background in underwriting franchise transactions ranging from  $100K App-only financing to multi-million-dollar financing with full  financial analysis. The ideal candidate will have expertise in assessing  the quality and creditworthiness of franchise operators as well as the  market positioning and prospects of franchise brands across a wide  spectrum. Specifically, a successful candidate will show:

• Passion for understanding how Franchise  businesses operate: business models, efficiency drivers, operating  leverage, competitive positioning, etc. Similar experience in other  sectors a plus
• Ability to extrapolate a deeper understanding of the business from the financial statements, beyond ratios and margins
• Experience  in underwriting complex situations, involving pro forma analysis,  multi-layered ownership structures, roll-ups of multiple entities,  refinancing, acquisitions, etc.
• Dedication to mentor and train colleagues in both financial analysis and the finer area of underwriting.

Requirements

Skills and Abilities 

• Bachelor's degree in Finance/Accounting or equivalently five years of related financial experience preferred
• At least two years in a Senior Credit Analyst Position required
• Full Financial Franchise Restaurant Underwriting experience
• Excellent organizational and problem-solving skills, with the ability to effectively prioritize multiple tasks in a deadline-driven environment.
• Strong PC skills, including proficiency in MS Office suite and Salesforce
• Self-motivated with strong initiative, accountability, and attention to detail
• Ability to communicate effectively with all levels of the organization as well as clients

Competencies

• Ethical Conduct
• Organizational Skills
• Technical Capacity
• Time Management
• Thoroughness
• Ability to prioritize effectively
• Accuracy