Senior Software Engineer

Location: Phoenix, AZ (In-Office)

Department: Bend Payments

Reports to: Chief Product Officer

Type: Full-Time / Exempt

Build the Engine Behind Modern Receivables Infrastructure.

We’re not looking for someone to maintain legacy systems.

We’re looking for a senior engineer who wants to shape and scale a product from the inside, someone who enjoys turning messy, manual financial workflows into elegant, automated systems.

Bend Payments powers receivables and collections for some of the largest property management companies in North America. We are profitable, well-funded, and operating at the intersection of payments infrastructure, financial automation, and applied AI in a heavily regulated environment.

If you want to strengthen your product engineering muscle while owning real architecture decisions, this is that opportunity.

Why This Role Is Different?

This is not a feature-factory role.

You will:

• Own systems end-to-end  from data modeling to deployment
• Help define architecture, not just implement it
• Work directly with the CPO to influence product direction
• Build in a domain where reliability, compliance, and scale actually matter
• See your work directly impact revenue and operational efficiency
• You’ll help evolve a platform that automates receivables workflows that were historically manual, fragmented, and compliance-heavy.

Who Thrives Here

• Engineers who want to move from “implementer” to “architect-level contributor”
• Builders who enjoy clean system design and automation challenges
• Senior engineers who want deeper product exposure without becoming a manager
• Developers who like financial systems, data rigor, and real-world complexity

What You’ll Do

• Design and build scalable backend services and user-facing applications
• Architect data models and business logic that automate complex financial workflows
• Integrate with banks, client systems, and payment gateways
• Contribute to infrastructure decisions (AWS, Postgres, IaC)
• Maintain high standards for reliability, security, and performance
• Support compliance initiatives (SOC2, financial data standards)
• Influence engineering culture, hiring decisions, and technical direction
• This is a high-ownership IC role with startup velocity and enterprise-grade responsibility.

What You Bring

• 5+ years of professional software engineering experience
• Demonstrated ownership of features or systems from concept to production
• Strong backend foundation (Node.js, Postgres, AWS, or equivalent stack)
• Experience building APIs and working with modern web technologies (React, GraphQL, TypeScript)
• Comfort operating in ambiguity and shaping solutions
• Clear communication and documentation skills
• Startup or fast-moving environment experience

Nice to Have

• Exposure to fintech, proptech, payments, or regulated industries
• Experience building secure, compliant systems
• Infrastructure-as-code experience
• Interest in automation, data systems, or applied AI

Compensation & Benefits

• $108,000–$118,000 base salary + quarterly bonus eligibility
• Health, dental, vision benefits
• 401(k) with company match
• High visibility and meaningful influence on product and engineering direction

Are you ready to strengthen your product engineering muscle while owning real architecture decisions? 

Complete this short form to apply.