CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're redefining the lending experience with innovative programs, streamlined processes, and a commitment to speed and precision. As we grow, we're looking for forward-thinking professionals who thrive in fast-paced, collaborative environments.

We are seeking an experienced Closing Manager to lead and oversee the loan closing process from clear-to-close through funding. This role is responsible for managing a team of closers, ensuring compliance with investor and regulatory guidelines, and delivering a smooth, accurate, and timely closing experience for borrowers, brokers, and internal stakeholders.

Key Responsibilities

• Manage and mentor a team of Closers including hiring, training, and performance management 
• Oversee pipeline to ensure all loans are closed accurately and on time 
• Review closing disclosures (CDs) and settlement statements for accuracy and compliance 
• Ensure adherence to federal, state, investor, and company guidelines (e.g., TRID, RESPA) 
• Coordinate with underwriting, processing, funding, and third-party vendors to resolve issues and meet deadlines 
• Monitor workflows and implement process improvements to increase efficiency and reduce errors 
• Serve as an escalation point for complex closing scenarios and borrower/broker concerns 
• Maintain strong relationships with title companies, escrow officers, and external partners 
• Track and report on closing metrics, turn times, and team performance 
• Ensure proper post-closing handoff to funding and shipping teams

• 5+ years of mortgage industry experience, with at least 2+ years in a leadership or supervisory role 
• Strong knowledge of loan closing processes, documents, and compliance requirements 
• Experience with agency and investor guidelines (Fannie Mae, Freddie Mac, FHA, VA, Non-QM preferred) 
• Familiarity with Loan Origination Systems (e.g., Encompass) and closing platforms 
• Deep understanding of TRID, RESPA, and closing disclosure requirements 
• Excellent attention to detail and organizational skills 
• Strong leadership, communication, and problem-solving abilities 
• Ability to manage high-volume pipelines in a fast-paced environment 
• Experience in wholesale or correspondent lending environments 
• Knowledge of Non-QM and DSCR loan products 
• Proven track record of improving processes and team performance

Why Join CAKE Mortgage?

• Be part of a fast-growing company changing the game in Non-QM.
• Competitive compensation and performance-based bonuses.
• Collaborative and entrepreneurial culture.
• Opportunities for career advancement and innovation.

Cake Mortgage does not tolerate discrimination of any type. Cake Mortgage offers equal employment opportunity to all qualified persons without regard to race, age, color, religion, sex/gender, gender identity, sexual orientation, marital status, medical condition, military or veteran status, national origin, ancestry, disability, or any other considerations made unlawful by Federal, State, or Local law. Cake Mortgage provides eligible and qualified employees with opportunities to advance. Cake Mortgage is an at will employer. Cake Mortgage is committed to providing employees with a work environment free of discrimination and harassment.