Credit Analyst
Description

Summary: Evaluates the financial condition of individuals and businesses applying for credit with the bank.


Reports to:  Chief Credit Officer


Essential Duties and Responsibilities:

  • Analyzes loan data on new, renewal and existing loans, including data provided by credit bureaus, other financial institutions and financial institution files.
  • Prepares spreadsheets, reports, summaries and opinions for bank officers on new, renewal and existing loans.
  • Oversees and manages financial information files to assure current reports, statements, accounts receivable and other information on customer accounts.
  • Performs credit inquiries for First Bank as requested.
  • Establishes, reviews and updates new and existing loan files for the bank on a regular basis.
  • Provides technical advice and assistance to loan officers as needed.
  • Maintains regular and reliable attendance.
Requirements

Qualifications/Requirements:

  • Bachelor's degree in finance or accounting preferred.
  • Good financial analytical abilities.
  • Six months or more experience with credit systems.