Deposit Operations Clerk
Job Type
Full-time
Description

Summary:

Performs a variety of duties in the operations area. May work on check processing, adjustments, return items, exception processing, statement rendering, bookkeeping, reconciling, etc. May perform only one or a combination of these or other related operations duties. Handles complex problems, fraud reviews, and has the ability to effectively communicate problem resolution with internal staff and customers. 


Key Responsibilities:


  • Reconcile non-post of checking, savings, general ledger, certificates of deposits, and safe deposit boxes to proper accounts and transaction codes.
  • Monitors documentation and or activity on dormant and inactive accounts and apply Bank policy.
  • Process foreign checks and foreign currency orders/deposits.
  • Process Exceptions and Stop Payments daily.
  • Process Debit Card Application and Charge Back disputes. Responsible for ATM resolution from customer and/or Bank personnel inquires.
  • Process written statements of unauthorized ACH transactions.
  • Process retail internet banking setups and requests.
  • Responsible for the set-up and maintenance of Internet Banking enrollments for new and existing customers.
  • Process Domestic and International wire transfers and ACH transactions.
  • Reconcile redeemed Savings Bonds to general ledger.  
  • Process and mail statements and notices to customers daily.
  • Review new accounts and account file maintenance for accuracy and proper documentation.
  • Process Deposited Item Returns and ACH Returns.
  • Perform a fraud review on electronic transactions via retail and business online banking services.
  • Perform Thrive account report reviews and system processing verifications.
  • Provide timely & accurate support for internal and external customers.
  • Other tasks as assigned.


Supervisory Responsibilities:

No supervisory Responsibilities. 



Requirements

Qualifications:


  • Excellent organizational and analytical skills.
  • Must be knowledgeable or able to learn company products, services, and related information to perform each essential duty satisfactorily.
  • Should have the knowledge and ability to use office equipment such as; telephone, computer, calculator, fax, and reference materials as well as various software packages.
  • Must have the ability to remain calm and professional during peak periods of activity and manage multiple tasks simultaneously.  
  • Requires ability to prioritize and organize work, apply common sense, and proofread and edit documents for accuracy.
  • Must have the knowledge and ability to communicate effectively with office staff, existing and potential customers, and insurance agency personnel. 
  • Must have the ability to work independently. 
  • Must have the ability to effectively use internal ticketing system for processing requests and form submissions.
  • Excellent internal and external customer service and problem resolution ability. 


Education and/or Experience:

High School Diploma or equivalent. 


Certificates, Licenses, Registrations:

Not applicable.


Work Environment:

General office working conditions exist. Employee may experience sustained moderate/high periods of activity with multiple tasks being performed. They may experience communication with a variety of internal and external sources under favorable and unfavorable conditions. Noise level in the work environment is usually minimal.