Consultant – Complex Liability Risk Consulting
6-Month Contract | 100% Remote | Complex Liability & Insurance Coverage

Elizabeth Banzhaf, LPN
Co-Founder & COO | Heartline Staffing
Call or Text: 272-230-3157
LinkedIn: View Elizabeth's LinkedIn
Prefer a confidential conversation? Call or text Elizabeth directly.

Heartline Staffing, in partnership with Purple Cow Recruiting, is seeking an experienced Consultant – Complex Liability Risk Consulting for a completely remote opportunity. This highly specialized role focuses on helping clients maximize insurance recoveries for complex, long-tail liability claims through sophisticated coverage analysis, insurance archaeology, policy mapping, allocation modeling, and carrier negotiations.

POSITION OVERVIEW
The Consultant will provide high-level technical and strategic guidance to clients navigating complex liability and insurance coverage matters. This position requires deep experience evaluating and negotiating coverage for multi-year claims and the ability to translate complex insurance programs, historical policies, and liability exposures into effective recovery strategies.

The successful candidate will work directly with clients and insurance carriers to analyze coverage, develop strategic project approaches, manage insurer communications, evaluate allocation and settlement options, and negotiate resolutions that protect client interests and maximize insurance recoveries.

KEY RESPONSIBILITIES
• Evaluate insurance coverage for complex, long-tail and multi-year liability claims
• Develop strategies designed to maximize insurance recoveries for clients
• Analyze mass tort and complex claims including toxic tort, environmental, pollution, asbestos, sexual assault, concussion, and other high-value liabilities
• Conduct insurance archaeology and legacy policy research
• Review historical policy documents and identify key coverage provisions
• Develop and maintain policy mapping and coverage charts
• Manage insurer communications, including notice and tender processes, information requests, and coverage position letters
• Evaluate cost-share agreements and insurer buyout offers
• Develop and interpret loss-allocation and insurance recovery strategies
• Negotiate insurance coverage and loss-allocation resolutions with carriers and adjusters
• Lead client needs analyses and develop strategic project plans
• Provide technical coverage recommendations and client-facing analyses
• Create high-quality client deliverables addressing complex coverage, project, and technical issues
• Build trusted advisor relationships and identify opportunities to expand client engagements
• Track claims, payments, and insurance recovery activity
• Maintain strict client confidentiality

WHY CONSIDER THIS OPPORTUNITY
• 100% Remote
• Highly Specialized Complex Liability Consulting
• Work with Sophisticated Long-Tail Claims & Coverage Matters
• High-Level Client Advisory Exposure
• Opportunity to Drive Significant Insurance Recoveries
• Work Across Complex Mass Tort & Emerging Liability Issues
• Collaborative Consulting Environment
• Opportunity to Strengthen Industry Leadership & Technical Expertise

• 5-10+ Years of Relevant Experience Evaluating and Negotiating Insurance Coverage on Multi-Year Claims REQUIRED
• Experience with an Insurer, Insurance Archaeology Firm, Law Firm, or Comparable Complex Liability/Coverage Environment REQUIRED
• Long-Tail Claim and Emerging Coverage Expertise REQUIRED
• Complex Liability Insurance Coverage Analysis Experience REQUIRED
• Experience Negotiating Coverage and Insurance Recoveries with Carriers REQUIRED
• Experience Reviewing and Interpreting Historical Insurance Policies REQUIRED
• Insurance Archaeology and Legacy Policy Research Experience REQUIRED
• Policy Analysis, Mapping, and Coverage Chart Experience REQUIRED
• Experience with Claims Notification, Notice/Tender Processes, and Insurer Communications REQUIRED
• Experience Evaluating Cost-Share Agreements, Buyout Offers, or Loss-Allocation Strategies REQUIRED
• Proven Client-Facing Consulting and Relationship Management Skills REQUIRED
• Ability to Develop Strategic Project Plans and Client Recommendations REQUIRED
• Strong Written, Analytical, Negotiation, and Communication Skills REQUIRED
• Ability to Manage Multiple Priorities in a Fast-Paced Collaborative Environment REQUIRED
• Bachelor's Degree or Equivalent Experience REQUIRED

Not ready to apply? Many experienced insurance and risk professionals prefer a confidential conversation first. Call or text Elizabeth directly at 272-230-3157.