Mortgage Loan Officer
Fully Remote Lakewood Ranch, FL Mortgage

Job Summary:

Meets or exceeds established production goals by originating mortgage loan applications and developing lending relationships with Realtors, builders, developers and other sources of loan referrals.

Essential Functions:

· Develops lending relationships with Realtors, builders, developers and other sources of loan referrals.

· Takes mortgage loan applications and request required documentation.

· Communicates with customers regarding loan process and status during processing.

· Submits loan package to mortgage support for processing and attends loan closings.

· Mentors other Loan Officers by providing training and support with emphasis on sales, the origination process and loan


· Upholds customer satisfaction by supporting external and internal customers and answering questions/request in a timely manner.

· Maintains customer confidence and protects operations by following the Privacy Policy and keeping information confidential.

· Complies with bank procedures and follows regulatory, operational and security guidelines.

Secondary Functions:

· Works with financial center staff to develop both deposit and lending relationships to maximize cross-selling opportunities.

· Represents the bank in local community by participating in civic and community events.

· Attends various committee meetings and planning sessions as needed.

· Stays current with industry knowledge and regulations by completing training sessions as scheduled.

· Contributes to the team effort by working on special projects/reports, performing other job-related duties and accomplishing related results.


Job Standards:

· Actively pursues business development opportunities within market and consistently establishes new profitable customer relationships as evidenced by meeting individual production sales goals.

· Is actively involved in the community and finds ways to leverage those relationships into networking opportunities that result in new business as evidenced by sales reports.

· Demonstrates excellent customer service, both in person and on phone, as evidenced by positive reports or minimal complaints from clients and management observation.

· Responds to requests and/or questions within a 24-hour turnaround.

· Sets the standards for staff on professionalism, customer service, teamwork and attendance as evidenced by management observations.

Physical Demands:

· Talking--Ability to express or exchange ideas by means of the spoken word.

· Hearing—Ability to receive detailed information through oral communication.

· Seeing—Ability to view a computer screen for an extended period of time and/or identify individuals visually.

· Walking—Ability to use feet and legs to move from one place to another specifically in narrow/confined spaces.

· Finger dexterity—Ability to work with fingers for handling documents and use a keyboard.

· Driving—Ability to travel to various/multiple locations or client sites.

Knowledge, Skills and Abilities:

· Associates Degree in related field or equivalent work experience required.

· Strong sales ability or aptitude with a proven track record and 3 years successful mortgage origination experience required.

· Must have a professional, business-like appearance, with excellent communication and presentation abilities.

· Motivation and initiative are essential, along with skills in organization and flexibility in scheduling.

· Must be able to monitor loan packages to closing and travel to develop a customer base.

· Must be able to deal with individuals in a tactful congenial and personal manner as not to alienate or antagonize them.

· Able to use and/or learn industry related software specific to Liberty and the department and to utilize standard business related software is required, Microsoft Office preferred.