Credit Risk Analyst
Fully Remote Sioux Falls, SD Risk
Job Type
Full-time
Description

Our ideal candidate is someone who is excited to become a part of an awesome, fast-growing team and must display these three top (required) skills:

1. Familiarity with SQL

2. Analytical Skills

3. Reporting experience (SSRS preferred)


General Position Summary:

The Credit Risk Analyst is responsible for developing and maintaining robust reporting on Vervent’s various credit portfolios. The Portfolio Risk Analyst will complete advanced analyses to assist in the management Vervent Card’s portfolios, including processes related to collections, customer service, retention, fraud, and payments.

The hours of the position are Monday-Friday from 8:00am-5:00pm with additional hours as needed.

  

Perks:

Medical, FSA & HSA, Dental, Vision + More!

401k - 100% vested once you start contributing. Generous company match!

Regular employee health, wellness & engagement activities!

Pet Insurance, because fur babies are important to us too!


About Vervent:

As one of the pre-eminent Lending as a Service (LaaS) companies, Vervent sets the global standard for outperformance by

delivering superior expertise, future-built technology, and meaningful services. We support our industry-leading partners with primary strategic services including Loan & Lease Servicing, Call Center Services, Backup Servicing/Capital Markets Support, Credit Card Servicing, and Card Marketing & Customer Acquisition. Vervent empowers companies to accelerate business, drive compliance, and maximize service.


If you’re interested in reviewing the full job description, continue reading below…


Primary Responsibilities:

  • Develop and maintain various levels of portfolio performance reporting;
  • Collaborate with Portfolio Risk team to conduct analyses that enhance credit programs;
  • Present findings and suggestions to various levels of management;
  • Analyze and enhance existing Predictive Models;
  • Build new Predictive Models;
  • Implement, monitor, and report upon various collections, customer service, retention, fraud, and payment strategies;
  • Create reports that are available to internal and external clients via SSRS Portal;
  • Perform additional duties and responsibilities as required.
Requirements
  • Degree in Business Intelligence/Analytics, Finance, Mathematics, Statistics or equivalent work experience is preferred;
  • Proficient knowledge of standard office equipment including PC skills with emphasis using Microsoft products;
  • Basic to Intermediate experience with T-SQL, SSRS, and SSIS;
  • Familiarity with a statistical modeling software such as R, SAS, or Angoss
  • One to five years of job-related experience in a credit card/financial services environment is preferred.
  • Excellent verbal and written communication skills.
  • Strong analytical and problem-solving skills are required.

Physical Requirements:

The work is of an intellectual nature. While performing the functions of this job, the employee is required to stand and sit for prolonged periods. Specific vision abilities required include close and medium distance vision and the ability to adjust focus. Must be able to hear normal sounds, distinguish sound as voice and communicate through human speech. This position requires the ability to operate a keyboard, computer mouse, telephone, fax, copier, writing tools, and other standard office equipment. On an occasion, an employee will be asked to lift items weighing up to 35 lbs.


Other Duties:

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.


Salary:

$54,750-$73,000/year