Personal Lines Underwriter II
Indianapolis / Hybrid / Remote Options Underwriting
Job Type
Highly Organized, Strong Sense of Urgency, Great Time Management Skills
Not many companies in today’s world have a 95% retention rate of associates like Indiana Farmers Insurance. We value and retain our associates through a combination of interesting work, great co-workers, and a top-notch total rewards package. We are a financially strong mutual insurance company that values making smart decisions and implementing them sensibly. We also value having a good balance between our work and personal lives. All these factors combined mean a positive and stable workplace for our associates and excellent service for our members!
Indiana Farmers’ Values: Innovation + Collaboration + Accountability + Respect + Empowerment

We are currently looking for an experienced Personal Lines Underwriter II to join our Underwriting Team. This position reviews, evaluates and analyzes new risk and coverage, with a focus on profitability, growth and long-term retention. Our underwriters use facts and information to apply rates and determine premiums, specific limits, deductibles, conditions, and endorsements for accounts approved for coverage. The right candidate will collaborate closely with our agency partners as well as inside associates, to understand and explain coverage and analyze risk. As a Personal Lines Underwriter with Indiana Farmers Insurance, you will help drive informed decision making in support of our vision.

Responsibilities in this job include but are not limited to:

  • Reviewing new insurance applications, renewals or changes for eligibility and risk acceptance
  • Analyzing insurance information to determine the appropriate premiums, limits, retention rates and coverages for approved risks
  • Training and assisting less experienced underwriters, as well as agents, in understanding coverages, analyzing risks, and learning the business in general
  • Monitoring and managing retention, growth and profitability of an assigned book of business
  • Regularly communicating and occasionally scheduling agency visits to strengthen agency relationships and foster territory growth and profitability

Important skills and abilities include:

  • Effective communication skills (both listening and speaking)
  • Positive interpersonal skills for collaboration with colleagues, agents, insureds, and other outside contacts
  • Excellent time management, organization, and efficiency
  • Thorough and detail oriented, with a strong sense of urgency
  • Ability to work independently and self-motivated
  • Solid problem solving and decision-making abilities
  • Strong sales acumen with the ability to sell our products and pricing in the face of competition

Qualifications include:

  • Bachelor’s degree preferred
  • Five years of underwriting experience
  • Two years of experience in Personal Lines Underwriting, preferred
  • Valid driver’s license with acceptable motor vehicle record – Some travel is required in this position

Why work for Indiana Farmers Insurance?

  • 95% retention of its associates over the last 5 years
  • Financially stable as shown by our A (Excellent) rating by AM Best
  • Truly customer focused
  • A strong legacy of excellent performance throughout our 143 years in business!

Our Total Rewards Package includes a competitive salary and benefits package:

  • Excellent health, dental, vision and life Insurance plans are provided free of charge to associates.
  • We promote from within our diverse workforce regularly and offer regular opportunities to learn and grow.
  • We offer an exceptional 401(k) Plan with a 2% match plus an 11% company contribution.
  • An above average Paid Time Off bank of days as well as paid holidays are standard.
  • We offer a paid Day of Service to serve others at your favorite charitable organization.
  • Matching funds of up to $100 annually are available from the company for your favorite charitable organization.
  • Associate recognition awards, fun gatherings, and opportunities to make friends are part of our culture.
  • An on-site fitness center, as well as free and convenient parking right next to our building make life easier.

For more information about Indiana Farmers, please go to

Indiana Farmers Insurance is an equal opportunity employer!