Financial Analyst
Saint Paul, MN Merchants Capital
Job Type


Our Financial Analysts provide a variety of analytical, administrative, and database support to our GSE Asset Management Team. Day to day you will assist the asset manager to review inspections, analyzing financials, collecting required loan documents, reviewing/processing repair/replacement requests, and other tasks that may arise. Other responsibilities will include tracking affordability /covenant requirements and following up on code violations, lawsuits, and required repairs. Lastly, you will also help attain MBA Inspection class certifications. We have experienced enormous growth across our affordable housing and market-rate conventional portfolios, so our Financial Analyst must be quick-witted and adaptable to change, as well as be willing to jump in and help out your teammates when needed. Do you want to join a team where you can experience the creativity and flexibility of a small lender, with all the capabilities of a large institution? If yes, then apply TODAY!

In one year as a Financial Analyst, you will know you were successful if you…

  • Service, maintain, and troubleshoot assigned tasks related to multifamily mortgage loans.
  • Input and maintain data using various mortgage software.
  • Assist with collection and spreading of operating statements and rent rolls to help assess risk.
  • Manage audit confirmations for the borrower
  • Assist with gathering audit information for internal and external audits.
  • File and maintain necessary online and hardcopy forms related to loan compliance.
  • Support asset managers’ interactions with Agency regarding compliance/procedural issues.
  • Assist with collection of annual certifications required by loan covenants
  • Review inspections, assist asset manager with deferred maintenance follow-up, and submit inspections to various agencies as required.
  • Work towards obtaining the MBA Inspection Certification.
  • Review and process replacement reserve disbursement requests.


What we are looking for…

  • A basic understanding of loan portfolio management is desired.
  • A basic understanding of multifamily mortgage banking is desired.
  • Requires problem-solving skills as well as the initiative to troubleshoot and find resolutions.
  • Must demonstrate the ability to identify, interpret and apply applicable guidelines in leading assigned processes.
  • Must possess strong organization and communication skills with a focus on accuracy and attention to detail.
  • Requires proficiency in using basic computer software such as Microsoft Office, specifically Outlook, Word, and Excel.

Merchants Capital was established in August of 1990 as a mortgage banking firm specializing in multifamily housing and healthcare facilities finance. With extensive experience in these types of finance, the company is a premier provider and servicer of Multifamily, Affordable, Healthcare, and Student Housing. Our mission is simple: to provide the best origination and service of our loan and investment products with exceptional customer service, accuracy, creativity, speed, and conformance to regulations.Merchants Capital Corp. (MCC) has originated and closed more than $14 billion in financing and now services more than $10 billion. MCC’s primary source of funding is the secondary market of federally chartered agencies and the federal government and tax credit equity investors.