Job Purpose:

The Construction Loan Manager is responsible for monitoring the Bank’s commercial real estate construction loan portfolio to ensure projects are progressing as expected and being administered as approved. Provides guidance to their team and across the organization as an expert resource for commercial and residential construction lending.  

Primary Accountabilities:

• Leadership, Management, and Accountability (LMA): Leads, manages and holds Construction draw staff accountable for achieving agreed-upon commitments and demonstrating a One Team mentality. Dependably demonstrates a relentless obsession with values alignment, customer service, focus, simplicity and clarity. Maintains a strong leadership presence, motivating staff and building commitment to the Bank’s priorities and direction. Helps manage the construction process workflow, meet client service expectations, and contribute to fulfilling the team’s strategic initiatives.
• Documentation: Review pre-closing construction loan package for concurrence with loan policy and credit approval. Documents of review to be inclusive of, however not limited to, promissory note, mortgage, construction loan agreement, sworn construction statement, proof of equity documentation, owner & contractor agreement, plans & specifications, appraisal & environmental reviews, and insurance.
• Third Party Collaboration: Engage with third party providers to complete, if applicable, an independent construction budget review, inspecting architect review, and draw inspections. Execute pre-closing construction meeting between General Contractor, Borrower, Disbursing Agent, and Bank.
• Construction Administration: Review, approve, and process construction loan draws in accordance with the construction loan agreement. Ensuring the draw is within the approved budget, if cost overruns or change orders present, seeking appropriate approval for such occurrences, ensuring all lien waivers have been collected for prior disbursements, and the construction inspection is acceptable.
• Site Inspections: As outlined within loan policy, conduct site inspections as appropriate. It remains the expectation that the Construction Loan Manager will accompany the engaged third-party inspecting agent periodically as they visit projects in process.
• Collaboration: Ensure Lenders remains abreast on draw requests, change orders, and general happenings as it pertains to the construction process. Participates in the ongoing design of processes with members of credit administration and lending teams to provide exceptional service.

Other Duties:

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time without notice.

Expectations, Skills & Qualifications:

• Three or more year’ experience managing commercial and residential construction loans
• A role model for our core values: Do the Right Thing, G.S.D. (Get Stuff Done), One Team, and Give Generously
• Demonstrated commitment to defect free, timely, and caring client service
• Able to hold others accountable for their actions
• Self-motivated and persistent in following through
• Strong leadership skills and ability to consistently lead through change in a growing organization
• Able to perform at a high level in a fast-paced environment
• Detail oriented 
• Excellent verbal and written communication skills
• Proficient at Microsoft Excel, Word, Outlook and PowerPoint; strong technical ability
• An independent, quick learner 
• Able to prioritize and manage multiple projects/tasks
• Demonstrate a collaborative work style and respect for others
• Is accountable for demonstrating compliance with the Bank Secrecy Act, Privacy of Consumer Financial Information and all other federal and state rules and regulations as it pertains to their position at the bank. 

Education & Experience:

A Bachelor’s Degree from four-year College or University, preferred, and three or more years of experience in commercial construction lending, familiarity with standard concepts, practices, and procedures or equivalent combination of education and experience.  

Work Environment:

• While performing the duties of this job, the employee is regularly required to stand, walk, use hands to type, carry, handle and feel objects, reach with hands and arms, talk or hear. The employee must occasionally lift and/or move up to 25 pounds and more with assistance. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception in the window environment and the ability to adjust focus. 
• This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.
• Local travel is expected for this position

*The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Tradition Capital Bank is an Equal Employment Opportunity and Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race; color; creed; religion; national origin; sex; pregnancy, childbirth, and related disabilities; marital status; status with regard to public assistance; disability; genetic information; sexual orientation, off duty usage of lawful products; familial status; status as a patient enrolled in the marijuana registry program; membership or activity in a local commission; citizenship status; uniform servicemember status; and age; or any other protected class under federal, state, or local law.