Northeast Bank is a premier family-owned community bank that diligently works to meet the needs of our neighbors and the community that we are dedicated to serve. Local businesses and non-profits are important to us and our community – that is why we go to great lengths to help them grow. We have a great opportunity for a hard working individual to join our team as a Commercial Lender at our Northeast Minneapolis office. 

POSITION SUMMARY: Solicit loans, deposits, cash management, and other financial products.  Originate, process and service commercial loans.

PRIMARY ACCOUNTABILITIES AND RESPONSIBILITIES:

1. Contact existing customers for business retention and new business opportunities,  including loan, deposit, and other banking services. 
2. Engage  in prospecting and referral source calling efforts independently and under the direction and guidance of more senior lenders as needed.
3. Interview customers and new loan applicants, gathering appropriate information for a thorough financial analysis and analyze credit worthiness.
4. Working with the credit analyst team, ensure credit presentations contain sufficient, accurate information to facilitate an efficient decision  making process by lending authorities. Responsible for presenting to lending authorities during the normal  course of business. 
5. Establish  structure of loans within framework of loan policy.  Administer credit quality of portfolio within objections assigned. 
6. Monitor loans in repayment and collect loans in default. Implement and execute risk management plans as directed.
7. Work with their location Market Lead/EVP, entertain larger loan requests for approval or denial as per the loan policy of the Bank.

ROLE QUALIFICATIONS:

Education

· College degree or equivalent experience, with emphasis in Business Administration, Accounting or Finance.

· Previous concentrated credit training.

Experience

• A  minimum of 3 years commercial lending experience.
• A minimum of 3 years Commercial Credit Administration/Credit Analysis/Loan Review experience.

Other Skills/Characteristics

· Able to read and interpret loan documentation.

· Proficiency with Microsoft Word, Microsoft Excel, Microsoft Outlook, Windows products;

· Team orientation and the ability to adapt in a fun, fast-paced environment.

· Self-motivation, good organization skills, and excellent communication and phone skills, and exception levels of customer service. 

· Required to comply with the SAFE Act, including successful initial and ongoing registration in the Registry.

Benefits:

• Fun, supportive work environment with advancement opportunities
• Competitive wages with an additional annual performance-based incentive
• Medical, Dental, Life and Disability Insurance
• Generous paid time off, including 11 paid holidays
• Paid volunteer time
• Retirement Benefits – 401k match and ESOP
• Education reimbursement with one year of service
• Awarded Star Tribune Top Workplaces 4 years in a row

· Normal office environment

· Remote work available 1 day/week with flexibility

 
Northeast Bank is an Affirmative Action/Equal Opportunity/Vets/Disability Employer.