Credit Analyst
Fully Remote Remote Worker - N/A
Job Type


The Credit Analyst duties include researching and examining credit risks, assessing credit history, and

approving or disapproving extension of credit. May work with accounts receivable department. Bachelor

degree (Accounting/Finance) or equivalent 3+ years of financial experience preferred. Relies on

instructions and pre-established guidelines to perform the functions of the job. Works under immediate

supervision. Primary job functions does require exercising some independent judgment.   

Flexible 40+ hours ending daily at 8:00 p.m.  CST. 

Key Responsibilities

Decision Making

  •  Analyzes and makes decisions on transactions up to their approved authority limits
  •  Completes an acceptable amount of transactions on a daily basis
  •  Complete and accurate review of new vendors
  •  Complete and in-depth knowledge of all Credit Policies & Procedures
  •  Clearly communicates credit decisions

Transaction Management

  •  Identifies potential fraudulent transactions
  •  Complete and accurate review of all fields required by both the Credit Analyst and the Credit Processor
  •  Responds to questions on transactions in a timely manner
  •  Effective management and usage of the Aspire work queues

Continuing Education & Research

  •  Stays up to date on economic changes and cycles
  •  Consistently contributes articles / ideas to the entire team

Other Responsibilities

  •  Willingness to adjust daily schedule to handle the ebb and flow of transactions
  •  Contributes ideas for process enhancements & efficiencies
  •  Additional projects and responsibilities as outlined by Supervisor


Required Education and Experience

  • Bachelor’s Degree preferred in Finance / Accounting 
  • Five+ years’ experience in credit underwriting positions or related experience in the (equipment)finance industry, preferably with high transaction throughput
  • Proficient in MS Office programs and ability to learn and leverage new technologies and applications
  • Highly organized and very detailed
  • Able to communicate effectively with other departments
  • Capable of supporting our Mission, and Vision Statement, and Core Values


  • Ethical Conduct
  • Organizational Skills
  • Technical Capacity
  • Time Management
  • Thoroughness
  • Ability to prioritize effectively
  • Accuracy