Company Overview

At Vault Commercial, we unlock value for our commercial customers. As a fast-growing disrupter, Vault is fueled by an experienced team of best-in-class leaders and professionals who are relentlessly focused on delivering for our customers and partnering with their brokers. We are flexible and focused — licensed to write business in all 50 states via multiple channels by: individually underwriting specialty business on our Vault E&S Insurance Company paper, supporting MGAs and programs, acting as an MGA through our own Combination Specialty Underwriters, and/or acting as a reinsurer. We’ve developed a state-of-the-art technology platform, to quickly and accurately deliver policy documents and provide data and analytics. 

We are looking for the best and the brightest talent inspired to protect what matters most to our clients, and we have a team, a culture and a philosophy to be the best at what we do. ?

Why Choose Vault

An innovative, open-minded environment, built on trust and empowerment

A diverse and inclusive organization where we value each individuals’ strengths and expertise

Mentorship from the top minds in the industry and a chance to build a dynamic commercial insurance carrier from the ground up

A forward-thinking, creative team and flat organizational structure

A team committed to charity and community involvement

A- Financial Strength rating by AM Best

Comprehensive benefits tailored to your lifestyle

Job Responsibilities include but are not limited to:

Establish and maintain broker and client contact to enhance relationships. You understand and are passionate about delivering accurate information and an interaction that is creative, personalized, and authentic. You keep brokers and clients coming back!

Underwriting business within parameters set in agreed underwriting authority document.

Perform general underwriting functions including underwriting submission reviews, pricing analysis, and setting of policy terms and conditions up to our agreed authority limits.

Communicate with third party administrators on specific claim activity.

Stay current with respect to major industry issues and developments via trade publications, news media, industry events, etc.

 Support Commercial Program business as assigned.

You understand how critical your relationship is with the brokers and clients we serve. You are strategic and thoughtful about the decisions you make to win over brokers and clients.

You have a sense of urgency around resolution, you keep the producer and/or client informed and follow up in a timely manner.

You work collaboratively with the entire team and escalate issues as appropriate.

You take pride and ownership to provide service within the company established guidelines for timeliness, quality, and effectiveness.

You are willing to travel as required to develop and maintain relationships with brokers and clients and to attend internal and industry events and meetings.

You happily perform other duties as required.

Preferred qualifications

Bachelor’s degree or commensurate relevant experience preferred.

CPCU, RPLU, and/or other relevant insurance designations a plus.

Minimum 3-5 years’ experience commercial property/casualty underwriting required, with an emphasis  specifically on Errors & Omissions underwriting experience.

Technical underwriting knowledge and skills reflective of progression in positions of increasing responsibility.

Demonstrated ability to build and maintain producer relationships.

Excellent interpersonal and communication skills (both written and verbal).

Strong attention to detail.

Strong organizational skills.

Must strive to provide service levels that exceed industry standards and demonstrate teamwork across functional areas.

Possess the aptitude to work in a highly competitive market, be innovative in business production and retention; be able to adapt to changing markets and internal requirements.

Strong time management skills, with ability to prioritize and handle multiple tasks.

Resourceful and results driven with strong problem solving and analytical skills.

Proficient with Microsoft Office products and internet research tools.

Ability to travel overnight up to 25%.

Benefits include but are not limited to:

Flexible Spending Accounts & Health Savings Accounts, with company contributions

Company paid comprehensive life & disability insurance plans

24/7 Telehealth Doctor Access, Virtual wellness screenings, Employee Assistance Programs

Company 401k retirement plan with Day 1 eligibility (5% company match, 100% immediate vesting)

Flexible Paid Time Off

11 Paid Holidays……and so much more! 

We believe diversity makes us better, and we seek to create a workplace where all feel a sense of belonging. 

*In compliance with local law, we are disclosing the range of compensation for roles that will be performed in New York. Actual salaries may vary based on factors including but not limited to location, experience, role and performance. The range listed is just one component of Vault’s total compensation package for employees.