The Credit Analyst is responsible for underwriting credit requests and assisting the Chief Administrative & Risk Officer in loan portfolio management, analysis, and reporting. We are looking for candidates who demonstrate strong analytical and underwriting skill sets and are eager to collaborate with internal teams. The Credit Analyst has significant exposure to senior leadership and countless development opportunities for growth in banking and credit risk management. The ambition for this role is a migration into an Associate Banker role.

WHAT YOU WILL BE DOING

• Preparing credit analyses to determine customer credit worthiness and ability to repay debt 
• Assisting Bankers by interfacing with business owners and finance teams to understand cash flows and business risk 
• Working with senior Banking personnel and with Chief Administrative & Risk Officer as lead on initiative to streamline underwriting processes associated with certain credit requests and ensuring compliance with bank regulations 
• Generating quarterly analyses and reporting to Board Credit Committee pertaining to portfolio risks 
• Maintaining strong attention to detail in the preparation of spreadsheets, credit memos, and other documentation 
• Interfacing with auditors and examiners as needed to meet their information requirements

Attributes and Abilities

• Problem solver, able to both diagnose challenges and solve them efficiently
• Curious and excited to learn when presented with a new issue
• Proactive in completing work and advancing goals of the banking team
• Able to seamlessly toggle between independent work and collaborating with a team; a self-starter
• Detail-oriented, diligent, and organized

Experience and Skills

• 2+ years of working knowledge and experience in a professional services firm preferred 
• Highly proficient with Microsoft Excel and other financial software systems

Education and Designations

• Bachelor’s Degree in Business, Finance, Accounting, or Economics preferred
• Bonus points: Advanced Degree or Professional Designation (CFP, CTFA, CFA, etc.)

ABOUT TRUXTON

WHO WE ARE

Truxton is a premier provider of wealth, banking, and family office services for wealthy individuals, their families, and their business interests. Serving clients across the world, Truxton’s vastly experienced team of professionals provides customized solutions to its clients’ complex financial needs. Founded in 2004 in Nashville, Tennessee, Truxton upholds its original guiding principle: do the right thing. Truxton Trust Company is a subsidiary of financial holding company, Truxton Corporation (OTCPK: TRUX).

MISSION STATEMENT

To do the right thing every day, putting our clients’ interests first, with distinctive, comprehensive financial solutions that protect and promote client prosperity and quality of life.

WHAT WE OFFER

• 401k + company match
• Medical, life, dental, vision insurance
• Paid federal holidays and vacation
• Employee assistance program (EAP)
• Support towards continued learning and industry certifications

WHY YOU SHOULD WORK HERE

• Truxton is a highly profitable and growing company that has been recognized by American Banker as the 9th best community bank (top-ranking TN bank) based on 3-year ROAE
• Opportunities to grow your expertise, take on new challenges, and gain exposure to a wide range of sophisticated work
• Because we are a smaller company, you will have the opportunity to chart your own course and contribute to initiatives that go beyond your job title
• Opportunities for incentive bonuses through new business referral