Senior Loan Officer- New York State/ Northeast
Fully Remote New York, NY Capital Investment
Job Type
Full-time
Description

Primary Care Development Corporation (PCDC): Catalyzing Excellence in Primary Care 

Quality primary care is transformative and a cornerstone of healthy, thriving communities. PCDC, a nationally recognized 501(c)(3) community development financial institution (CDFI), catalyzes excellence in primary care through strategic community investment, capacity building, and policy initiatives to achieve health equity. 


PCDC’s Capital Investment Practice invests in communities by providing flexible, affordable capital to create lasting and sustainable impact for the healthcare organizations and the communities they serve. PCDC is uniquely positioned to provide financing that is tailored to transforming and expanding primary care, including, wherever possible, the integration of comprehensive medical, dental, and behavioral health services. PCDC provides strategic advice and an array of financing options to help organizations that are preparing for growth through business or service expansion and/or the development of new facilities or renovation of existing facilities.  PCDC’s Capital Investment staff understand primary care business models and monitor policy changes and regulations that affect primary care practices and revenue streams and serve as trusted advisors to clients on what it takes to successfully finance capital projects in a changing healthcare environment. To fund our loans, we raise impact investment capital to enable us to deliver the best capital solutions to meet our clients’ financing requirements. We also partner with other community development lenders and advocates dedicated to catalyzing excellence in primary care to ensure we can meet a clients’ needs, regardless of project size.

  • This position is 100% remote with travel      as noted in Qualifications: Willingness and ability to travel around the Northeast Region, and regular attendance at PCDC’s headquarters in New York City. 
  • Annual Salary Range: $145K-$165K

Position Overview

The Capital Investment (CI) Senior Loan Officer – New York State / Northeast Region will play a central role in the expansion of PCDC’s lending business, with primary responsibility for originating healthcare financings in the Northeastern United States, notably though not exclusively for Federally Qualified Health Center borrowers. The ideal candidate will have experience with community facility development and structuring related real estate financings using balance sheet loans, including bridge, construction, and term loans, and/or New Markets Tax Credits. The preferred person in this position will reside in and/or have strong relationships in the NYS / Northeast Region as well as have knowledge of local, regional and national healthcare trends, which can inform business development and the creation of new financing products and initiatives.  This position will report to the Managing Director, Capital Investments. 


Job Responsibilities:

§ Cultivate and maintain relationships to develop prospects and build a pipeline of viable financing opportunities that meet the CI Team’s and PCDC’s business and impact goals. This includes building relationships one-on-one with prospective borrowers, primary care associations, consultants, other lenders, public officials and others involved in primary care facility development and financing in the Western Region.  It also includes marketing CI’s financing capabilities and offerings more broadly by representing PCDC at state, regional and national conferences. 

§ Have significant responsibility for the initial vetting of loan inquiries; pre-application assessment after review of preliminary documents; discretion to recommend moving a potential loan to the application stage; and initial due diligence review of the loan application. 

  • Work      with borrowers through all stages of the financing process, with emphasis      on sourcing new clients and projects, helping potential borrowers to      develop financing solutions that meet their needs, assessing the viability      of borrowers and projects, and negotiating financing structures that      accord with PCDC’s underwriting guidelines.
  • Maintain      CI’s prospect and pipeline tracking for the New York State/ Northeast      region.
  • Work      with Underwriting to prepare initial credit proposals; present them      internally; prepare and negotiate letters of interest and term sheets with      prospective borrowers; and provide for a smooth, informed transition to      Underwriting.
  • Provide exceptional customer      service, maintaining open and productive communication, notably with      borrowers and borrowers’ deal teams and loan participants, as well as with      other PCDC staff
  • Maintain      a culture of quality customer service with all points of contact      internally and externally.
  • Develop      and maintain knowledge of the primary care sector in NYS and the Northeast      Region to identify evolving trends, risks and opportunities to support      analytical and underwriting assumptions; disseminate that knowledge      internally to inform CI and PCDC staff more broadly.
  • Provide      information and analyses, as requested, to support CI’s capital raising      efforts.
  • Assist      CI Portfolio Management colleagues with managing relationships with      borrowers in the CI Portfolio.
  • Help      ensure the CI Team’s efficient and productive lending operations and the      Team’s sound risk and asset management practices by communicating with and      supporting the CI Team’s leadership, and business development and      portfolio management colleagues.
  • Other duties as directed or required.

   

To Apply:

For immediate consideration, please apply on our website at https://www.pcdc.org/about-pcdc/career/

For consideration, all applicants are encouraged to include a thoughtful cover letter, resume, and available start date in August 2025.



This position is 100% remote with travel as noted in Qualifications.  

Annual Salary Range: $155K-$165K


In addition to a competitive salary, PCDC offers a comprehensive benefits package, including:

   

· Medical

· Dental

· Vision

· HRA

· STD – company paid

· LTD – company paid

· Life Insurance - company paid

· Voluntary Life

· 403(b) retirement

· Flexible Spending account (FSA) 

· Dependent Care (DCA)

· Commuter Benefits

· Paid Family Leave

· Generous paid vacation, sick and personal days

· Paid holidays

· Employee Assistance Program (EAP)

· Public Service Loan Forgiveness (PSLF) application support

   
 

The Primary Care Development Corporation (PCDC) is committed to creating and maintaining a diverse and inclusive workplace. We are proud to be an equal opportunity employer. We give full consideration for employment to all qualified applicants regardless of race, color, creed, religion, sex, gender, gender identity or expression (including transgender status), sexual orientation, national origin, ancestry, citizenship status, age, disability or handicap, veteran status, marital status, pregnancy, genetic information or any other characteristic protected by applicable law.


NO CALLS/ NO AGENCIES PLEASE.



Requirements

  

  • Bachelor’s      degree from an accredited college or university; Master’s degree in      Business, Finance, Public Health or related field preferred.
  • Minimum of five years lending experience      in community development and/or community facility financing, preferably      with an impact investor or community development lender and/or in      connection with primary care facility development financing
  • Knowledge of or commitment to the      healthcare industry generally and to primary care particularly 
  • In-depth      knowledge of lending products and services, and how to analyze and      interpret financial indicators related to underwriting and credit      management
  • Record      of successful business development in the NYS/ Northeast Region and in      building, managing, and deepening client relationships
  • Knowledge      of New Markets Tax Credits (NMTC) and Community Development Financial      Institutions (CDFIs) is strongly preferred
  • Knowledge      of the community facility development process is a plus 
  • Strong      oral and written communication skills, including experience speaking      publicly 
  • Strong      interpersonal skills and proven ability to work effectively with a wide      variety of people and organizations, and in culturally and ethnically      diverse environments
  • Self-motivated      and flexible, with a positive attitude, and able to work independently
  • Excellent      teamwork and strong time management skills are essential
  • Willingness and ability to travel around      the Northeast Region, and regular attendance at PCDC’s headquarters in New      York City. 
Salary Description
145,000- 165,000