Turn Opportunity Into Volume — At Scale. 

You're a closer. You know how to convert conversations into funded loans. 

Now imagine doing it with:

• Better pricing
• Faster tech
• More product options
• A steady flow of opportunity

Welcome to Consumer Direct at Cardinal Financial. 

Who We Are

We started Cardinal Financial with a passion for developing a better mortgage experience. Our custom-built loan origination software, Octane, is a sure advantage — but revolutionary technology only goes so far without revolutionary people. We place a premium on hiring talented, forward-thinking, entrepreneurial spirits who are committed, not only to reimagining the possibilities of mortgage lending, but to delivering a personal experience to every borrower every time. 

We take a tremendous amount of pride in our people because they're what sets us apart from the rest. Our culture is strengthened by self-starters who look forward to coming to work every day and are willing to go the extra mile for their colleagues and their clients. Cardinal Financial is where your career meets your calling. Join us and be a part of something more than mortgage lending. 

 Why Top Producers Win Here

• Octane eliminates friction and accelerates your pipeline
• Broad product suite = fewer "no" conversations
• National platform = no geographic limits
• A structure that rewards speed, skill, and consistency

What You Will Do

•  Analyze borrower credit, capacity, and collateral, and structure loan solutions
• Educate borrowers on products, pricing, and loan options
• Convert inbound and outbound opportunities into funded loans
• Ensure accuracy and compliance across all loan documentation
• Collaborate with the operations teams to move loans efficiently
• Deliver a high-touch borrower experience throughout the process

What You Bring

• Minimum 1 year Loan Originator experience
• Active (or ability to obtain) NMLS license per the SAFE Act; multi-state licensing encouraged – we support your growth
• Proven sales performance and closing ability
• Strong communication, analytical, and organizational skills
• High level of detail orientation and accountability
• Comfort working in a fast-paced, performance-driven environment
• Strong technical/computer proficiency

Compensation

$36,000 base + highly competitive commission plan

Built for producers who want consistent volume + upside

What You Get

• Industry-leading Octane technology — a real competitive edge
• Full benefits beginning the first of the month following your start date (Medical, Dental, Vision, Life, Disability, and more)
• Generous PTO package including all major holidays
• 401(k) w/ 50% match up to a maximum employee contribution of 5% - Beginning the 1st of the month following 30 days of employment
• Growth opportunity inside a rapidly scaling platform
• A culture that rewards performance — not tenure

 Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills and experiences within our workforce. California residents click here to review Cardinal's California Employee Privacy Policy & Notice at Collection.  

Cardinal Financial Company, Limited Partnership | NMLS ID 66247 | nmlsconsumeraccess.org