Close More. Earn More. Finally Work on a Platform Built for Producers. 

If you're a self-generating Loan Officer, you already know the truth:

• Slow tech kills your momentum
• Bad pricing costs you deals
• Limited products cap your income

At Cardinal Financial, we've eliminated those constraints. You get:

• Octane — our custom-built platform that actually speeds you up
• Super sharp pricing — win more deals and close more loans
• Full 50-state licensing — close anywhere, earn everywhere
• One of the broadest in-house product suites in the market

This is a platform designed for originators who don't wait for leads — they create opportunity and close it. 

Who We Are

We started Cardinal Financial with a passion for developing a better mortgage experience. Our custom built loan origination software, Octane, is a sure advantage — but revolutionary technology only goes so far without revolutionary people. We place a premium on hiring talented, forward-thinking, entrepreneurial spirits who are committed, not only to reimagining the possibilities of mortgage lending, but to delivering a personal experience to every borrower every time.

We take a tremendous amount of pride in our people because they're what sets us apart from the rest. Our culture is strengthened by self-starters who look forward to coming to work every day and are willing to go the extra mile for their colleagues and their clients. Cardinal Financial is where your career meets your calling. Join us and be a part of something more than mortgage lending.

What You'll Do 

• You're not here to babysit files — you're here to close more loans.
• Analyze borrower financials, credit, and property data to structure winning deals
• Guide clients through loan options, terms, and strategy
• Build and maintain your own referral network (Realtors, builders, financial advisors, etc.)
• Generate business through prospecting, meetings, and in-person relationship building
• Manage the loan process from application through closing with precision
• Partner with operations teams to deliver a seamless borrower experience
• Maintain compliance, licensing, and documentation accuracy

What You Bring

• Minimum 1+ year as a Loan Originator
• Active (or ability to obtain) NMLS license per the SAFE Act; multi-state licensing may be required
• Proven ability to self-generate business
• Strong mortgage knowledge and deal structuring skills
• High-level customer service and relationship-building ability
• Ability to manage multiple deals and priorities in a fast-paced environment

What You Get

• Commission-based compensation with real upside
• Industry-leading pricing = more wins, higher pull-through
• Octane technology that removes friction and speeds up your closings
• Full benefits beginning the first of the month following your start date (Medical, Dental, Vision, Life, Disability, and more)
• 401(k) with 50% match up to 5% beginning the 1st of the month following 30 days of employment
• A company aggressively pushing to deliver the best mortgage experience

Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills and experiences within our workforce. California residents click here to review Cardinal's California Employee Privacy Policy & Notice at Collection.

Cardinal Financial Company, Limited Partnership | NMLS ID 66247 | nmlsconsumeraccess.org