Primary Purpose of Position: The Mortgage Assistant is the primary contact for consumer inquiries and provides administrative functions for the department.
Core Functions:
· Provide program information to consumers and partners via telephone, walk-ins, and email, including the Homeownership general email boxes. Refer callers to MaineHousing’s public website, email or mail consumer information packages.
· Process incoming and outgoing mail for the Homeownership Department.
· Prepare invoices, check requests and purchase orders.
· Original Note Processing
o Check in original Notes and secure in vault.
o Conduct monthly inventory.
o Mail original Notes to Sub-Servicer.
· Assist in monitoring the loan pipeline
o Monitor eDoc notifications. Process reservation revision and extension requests.
o Run e-Mortgage Docs Audit/Event log daily to ensure submission of documents.
o Refer pre-closing review documentation to the Homeownership assigned Lender contact.
o Check in loan files delivered, generate Loan Schedule and Reviewer Checklist.
o Perform data entry and quality control for loans approved for purchase. Assemble files and transit to Sub-Servicer.
o Process bi-monthly loan file transfer for mortgage purchases and post-transfer tasks.
· Final documents
o Monitor eDocs post purchase reports and identify and save final documents to appropriate folders.
o Search Online for collateral document and save to the appropriate folders.
· Attend monthly staff meetings and take minutes to the meeting.
· Conduct Rate Survey on a weekly basis and distribute results.
· Represent MaineHousing at outreach events and trade shows.
· Other duties as assigned.
Education and Experience: Education and a minimum of two years of experience working in an administrative role is preferred.
Skills and Knowledge:
· Familiarity and experience with mortgage loan documents
· Strong organizational skills
· Demonstrated high degree of accuracy and attention to detail
· Ability to communicate effectively, both orally and in writing
· Excellent telephone skills
· Intermediate user of Microsoft 365 including Word and Excel
· Ability to think and act independently and take initiative
· Ability to develop new ideas and communicate them clearly to management
· Ability to multi-task, and work with minimal oversight
· Ability to complete registry reviews and identify issues pertaining to security instruments and chain of title
· Ability to generate and export reports from Loan Tracking & Single Family
· Strong PC skills using various software (spreadsheet, word processing, database)
Working Conditions: Fast-paced work environment. Work is performed in office setting using computer, scanner, telephone, and photocopy machine. MaineHousing office hours are Monday – Friday 8:00 a.m. to 5:00 p.m. This is an in-office position.
Reports To: Homeownership Manager
Supervises: no one
The starting hourly rate for the position is $18.7798 ($39,062 annually), plus a great benefits package including, but not limited to, health, dental and vision, retirement options with employer match, life insurance, short and long-term disability, employee assistance, generous earned time and all major federal holidays. Employment is eligible for the Public Service Loan Forgiveness Program.
**Position will remain open until a suitable candidate is found**