Credit Risk Analyst
Fully Remote Sioux Falls, SD Risk
Job Type
Full-time
Description

  

ABOUT VERVENT:

As one of the pre-eminent Lending as a Service (LaaS) companies, Vervent sets the global standard for outperformance by delivering superior expertise, future-built technology, and meaningful services. We support our industry-leading partners with primary strategic services including Loan & Lease Servicing, Call Center Services, Backup Servicing/Capital Markets Support, Credit Card Servicing, and Card Marketing & Customer Acquisition. Vervent empowers companies to accelerate business, drive compliance, and maximize service.


General Position Summary:

The Credit Risk Analyst will assist in the development and maintenance of full reporting, predictive and analytical suites related Vervent’s various credit portfolios. The Analyst will be expected to facilitate full account life cycle reporting which includes Marketing, Acquisition, Underwriting, Account Management, Collections, and Recovery activities. Additionally, the Analyst will assist in the development & analysis of predictive models, underwriting and marketing campaigns.


Here are the top 3 things we're looking for in a candidate for this position, in this order. If you have this experience and are looking for an awesome, fast-growing team, we want to meet you!

1. Familiarity with SQL Server and T-SQL

2. Analytical Experience

3. Reporting Experience (SSRS Preferred)

 

Perks :

Medical - Blue Shield

FSA & HSA options available

Dental - Metlife

Vision - Metlife - 100% paid by Vervent

401k - 100% vested once you start contributing. Generous company match!

EAP (Employee Assistance Program) - 100% paid by Vervent

Basic Life & AD&D - 100% paid by Vervent

Voluntary Life - Employee, spouse & dependents

Long-Term Disability - 100% paid by Vervent

Short-Term Disability

Critical Illness Insurance

Accident Insurance

Hospital Indemnity Insurance

Legal Services

Pet Insurance


Primary Responsibilities:

  • Implement, monitor, and report upon various strategies along the life cycle of various portfolios.
  • Build new predictive models as well as analyze and enhance existing models.
  • Create reporting for internal and external clients via SSRS, SSIS, & other methods.
  • Develop, monitor, and analyze underwriting, marketing, and collection processes.
Requirements

Position Requirements:

  • Degree in a relevant program such as Data Science, Mathematics, Statistics, Computer Science, Business Intelligence, or other closely related program preferred, or equivalent work experience.
  • One to three years of job-related experience in a credit card/financial services environment is preferred.
  • Familiarity with a programing language such as T-SQL, Python, R or an equivalent required.
  • Familiarity with statistical modeling using Python, R, SAS or an equivalent preferred but not required.
  • Proficient knowledge of standard office equipment including PC skills with emphasis using Microsoft products.
  • Excellent verbal and written communication skills.
  • Strong analytical and problem-solving skills are required.

Physical Requirements:

The work is of an intellectual nature. While performing the functions of this job, the employee is required to stand and sit for prolonged periods. Specific vision abilities required include close and medium distance vision and the ability to adjust focus. Must be able to hear normal sounds, distinguish sound as voice and communicate through human speech. This position requires the ability to operate a keyboard, computer mouse, telephone, fax, copier, writing tools, and other standard office equipment. On an occasion, an employee will be asked to lift items weighing up to 35 lbs.


Other Duties:

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.