Job Type
Full-time
Description
Role Overview & Responsibilities
Spectrum Industries, Inc. is looking for a new team member to evaluate creditworthiness, manage credit risk, and work collaboratively with Spectrum customers to ensure the timely collection of accounts receivable.
- Analyze customer financial data and credit histories to determine the degree of risk involved in extending credit
- Conduct thorough credit checks and risk assessments to make informed lending decisions
- Make credit decisions and recommendations for approval, denial, or credit limits based on thorough risk assessment
- Communicate with customers regarding credit issues, advance payments, billing inquiries, and collection of past due balances
- Prepare detailed reports on credit assessments and recommendations for credit limits and terms
- Work closely with sales and production teams to manage credit applications and assess potential risks of new clients
- Monitor existing accounts to track payment behavior, identify potential risks, and ensure timely payments
- Communicate with customers and internal teams to resolve credit issues, negotiate payment plans, and provide guidance on credit management
- Ensure compliance with company credit policies, procedures, and relevant financial regulations
- Perform collection activities in order to recover overdue accounts
- Other duties as assigned
Requirements
Qualifications & Requirements
- Associate's degree in Accounting, Finance, or Business Administration
- Three to five years of related work experience
- OR equivalent combination of education and experience
Benefits
- Flexible hours
- PTO: 3 weeks per year
- 72 hours of paid holidays
- Health insurance
- Dental insurance
- Vision insurance
- Wellness program
- Short-term disability (employer paid)
- $30,000 of life insurance (employer paid)
- 401(k) with company match
- Employee Assistance Program
Equal Opportunity Statement
Spectrum Industries, Inc. is committed to fostering a diverse and inclusive workplace. We strictly prohibit discrimination or harassment based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other non-merit factor. Join our team and build a rewarding career in an inclusive environment.