This position reviews, analyzes, and inspects insurance contracts. They also collect competitive data and analyze our program’s place within the market. They will perform agency visits to solicit feedback on our service standards, our competition, and to build a professional relationship with our agents. 

Job Responsibilities:

• Analyze inspection reports, location, risk, credit reports, etc to accept or reject new/renewal property and casualty business. 
• Monitor products in regard to competition and our place with the market with regards to form, rate, etc. 

· Knowledge of premium goals for each product by company

• Actively participate in setting and obtaining premium projections for their product lines and their related companies.
• Review applications, loss runs, reports etc for acceptance within company service  standards
• Build  professional relationships w/ our agents, market and sell products to meet  the product’s premium projections

· Pursue education to enhance industry knowledge

• Also  performs other duties and responsibilities as required.
• Shadow senior UWs for development into production role. 

Education and Work Experience:

• 2 years experience in P&C Underwriting or related field preferred
• An RMI Degree, CISR, AIS, or CPIW designation preferred

Knowledge Skills & Abilities:

• Strong customer service skills
• Ability to maintain confidentiality
• Capacity to analyze information and general math skills
• Knowledge of all applicable rating systems
• Knowledge of all underwriting and rate/rule manuals
• Proficiency  in on-line reference manuals
• Knowledge of underwriting principles
• Knowledge of policy forms
• Ability to recognize exposure to loss
• research skills, attention to detail, decision making, coordination
• Ability to multi-task, prioritize, make quick decisions and be flexible in a fast  paced environment
• Compute experience a must, MS Word & Excel experience required
• Minimum 40wpm typing speed
• TeamPlayer and mentor to Assistant Underwriters I & II
• Excellent oral and written communication skills
• Exceptional  interpersonal skills
• Interest in selling products and services based on customer needs
• Ability to clearly and effectively present (both written and verbal) to external business partners, management and internal business partners. 
• Exhibits  a professional appearance when representing the organization during agency visits or business meetings.
• Strong  knowledge of the Marine and Recreation Line Industry.  
• Knowledge of Marine and Recreation Line Products - ability to differentiate J&J  products/services from competitors.  
• Strong negotiation skills.

Typical Physical Demands:

· Requires the ability to sit or stand for long periods of time, occasional stooping, and reaching; May require lifting-up to 25 pounds; requires normal range of vision and hearing with or without accommodations.

Employee Signature: ­­­­___________________ Date: ___________________

NOTE:  This job description is not intended to be all-inclusive. Employee may perform other related duties as negotiated to meet the ongoing needs of the organization.