Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals:  Delivering a wide variety of financial services with a superior customer service guarantee. 

Weekly Working Hours: 40

1. Directs the continuous review   of loans and commitments for the purposes

 of risk grading, determination of degree of   attention required, identification of potential credit problems, and   conformity with Corporate  Bank policies   and regulatory directives. Manages   generation of management reports regarding quality and trends in the   Corporate loan portfolio.

2. Provides credit risk   management and regulatory input for numerous board and management   committees. Active member of Credit   Policy Committee and non-voting member of subsidiary bank Loan Loss   committees. Conducts workout credit discussions   and Credit Policy issues with managerial personnel.

3. Reviews major and complex   loans and reports exposures to management.

Maintains ongoing   credit risk oversight of existing major adversely graded credits.

4. Plans and organizes   all activities within department.

5.  Responsible for review and recommendation of all staffing   actions on 

members of   department. Sets up training programs and monitors activities.

6.  Conducts Loan Quality exit reviews at all Subsidiary Banks   and Credit 

Departments to   ensure consistency and uniformity of reporting.

Marginal   Functions:

7. Performs additional job-related duties as required.

MINIMUM KNOWLEDGE, PRIOR WORK EXPERIENCE, AND SKILLS NEEDED TO PERFORM JOB FUNCTIONS:

Extensive credit and lending experience, with a financial institution or regulatory agency, where the incumbent has more responsible and broadly diversified credit experiences to include managing the loan review process. Successful completion of upper graduate or graduate financially related business courses is highly desirable. Excellent leadership, communication, analytical, interpersonal, and organizational skills required.

EOE

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