Company Overview

At Vault, we are not just insuring assets. We are reducing risks with data-driven technology to Protect What Matters Most to our customers.

Our team is driven by a shared commitment to protect customers’ most prized possessions. We look at the bigger picture to provide custom solutions, exceptional service, and risk management to protect their legacy proactively.  

Are you thinking about joining our team? We look for self-motivated and inventive individuals who are dedicated to providing the highest level of service to our customers and partners.

Vault is seeking a Director of Marine to lead and support its growing high-net-worth (HNW) boat and yacht portfolio. This role is suited for an experienced marine underwriting professional who brings deep technical expertise, strong broker relationships, and sound judgment in a fast-moving environment. The Director of Marine will play a key role in underwriting strategy, portfolio management, and profitable growth while delivering consistent, high-quality service to distribution partners. 

Key Responsibilities 

• Lead underwriting of high net worth yacht risks within established authority, guidelines, and risk appetite 
• Build and supervise a support team as the book grows 
• Build and maintain strong relationships with brokers and internal partners to support profitable growth and long-term retention  
• Act as referral & oversight manager for current successful Marine MGA program 
• Develop in house expertise to run a successful marine book 
• Review submissions, analyze risk characteristics, evaluate pricing adequacy, and determine appropriate policy terms and conditions 
• Apply sound judgment to complex and non-standard risks, escalating referrals as appropriate 
• Utilize underwriting systems and data tools to support new business and renewal decision-making 
• Monitor marine insurance market trends, pricing conditions, and regulatory considerations 
• Deliver timely, accurate, and consistent underwriting service with a strong sense of ownership and accountability 
• Communicate clearly and proactively with brokers, underwriting, operations, and leadership teams 
• Contribute to continuous improvement initiatives and broader underwriting and company objectives 
• Champion and lead the company’s cross marketing efforts to place boat with other personal lines HNW products and services 

• 5-8 years of marine underwriting experience 
• Recent experience underwriting E&S solutions within the HNW personal lines market or commercial market experience strongly preferred 
• Demonstrated technical underwriting expertise with increasing authority and risk complexity 
• Strong written, verbal, and interpersonal communication skills 
• Understanding of marine pricing and associated reinsurance markets 

 Benefits include but are not limited to:

• Flexible Spending Accounts & Health Savings Accounts, with company contributions
• Company paid comprehensive life & disability insurance plans
• 24/7 Telehealth Doctor Access, Virtual wellness screenings, Employee Assistance Programs
• Company 401k retirement plan with Day 1 eligibility (6% company match, 100% immediate vesting)
• 23 PTO days/year
• 11 Paid Holidays……and so much more!

We believe diversity makes us better, and we seek to create a workplace where all feel a sense of belonging.