The incumbent works under the direct supervision of the VP/CFO. Assists in the planning, analysis and reporting of financial activities. Responsible for product profitability analysis, budgeting, forecasting, monitoring financial performance and supporting strategic initiatives that promote financial strength and long term success. Develop reports and performance metrics that help management evaluate the effectiveness and profitability of products and services. Provide departments with financial reports, data analysis, and performance metrics to support decision making and improve the effectiveness of products, services and operations.

Duties & Responsibilities

• Analyze the profitability and usage of all products and services on a regular basis; recommend improvements.
• Support strategic planning and development through financial analysis and forecasting
• Support project teams by providing reports, analysis and performance data to help projects stay on track and achieve their goals.
• Create analytical reports to support a variety of projects and products.
• Evaluate financial implications of new products, services and strategic initiatives.
• Extract, organize and provide ad hoc member data to managers from various systems.
• Work with the AI and Data team to automate reports, dashboards and financial analysis tools so information is faster, more accurate and easier to produce.
• Conduct scenario modeling and financial impact analysis to assess the effects of changes in interest rates, loan growth, deposits and other key financial drivers.
• Prepare reports, analysis and presentations for ALCO, pricing and lending committees to support financial decision making and performance oversight.
• Develop, monitor and report on the annual budget and asset/liability management forecasting program, including expense forecasting, variance analysis and periodic reforecasting to reflect changing business conditions and financial expectations.
• Identify and explain income statement budget variances monthly.
• Monitors all balance sheet, income and expense accounts monthly and recommends methods and techniques for eliminating or minimizing costs.
• Ensure sound fiscal management by monitoring and forecasting operating expenses and recommending cost-saving strategies.
• Administer the CECL based Allowance for Credit Losses (ACL) methodology, including analysis for loans loss trends, reserve adequacy and reporting to management.
• Assist the CFO in the development and execution of the credit union’s investment strategy.
• Prepare various monthly and quarterly reports for senior management, ALCO and the Board as needed.
• Ensure ongoing data integrity across the organization.
• Perform other duties and responsibilities as required or assigned.

• A BS or BA degree in Business Administration, Accounting or Finance. 
• Three years of financial institution or relevant experience.
• Knowledge of general ledger and accounting systems.
• Ability to prepare and interpret financial and statistical reports.
• Strong analytical skills.
• Strong written and oral communication skills.
• PC/Internet literate with strong knowledge of Microsoft Excel and Word.

Work Schedule 

Monday - Friday 8:15am - 5:00pm

Work Location 

Fully On-Site