This position will report into and operate within ValuationNEXUS, a dedicated subsidiary of CV3 Holdings.
ValuationNEXUS is a purpose-built Appraisal Management Company (AMC) designed to meet the unique demands of business-purpose lending. We deliver accurate, compliant, and investor-ready valuation solutions with the speed and precision today’s market requires. Our national network of experienced appraisers and deep understanding of investment-driven real estate transactions—from fix-and-flip to DSCR and rental portfolios—ensures consistently high-quality results.
As part of CV3, a leading capital partner for real estate investors, ValuationNEXUS plays a critical role in the broader mission to simplify, accelerate, and elevate the investment-lending experience. CV3’s people-first culture, commitment to innovation, and relationship-driven approach form the foundation of our collective success.
Together, we empower confident decisions, streamlined execution, and long-term partnerships rooted in trust, performance, and value.
GENERAL PURPOSE:
The Post Closing Valuation Analyst supports ValuationNEXUS's capital markets, asset management, and servicing functions by delivering timely, accurate valuation analysis and product strategy support across the loan lifecycle.
The Valuation Analyst will be responsible for coordinating value refreshes, ordering valuation products in support of loan sale due diligence, compiling and reporting on property value history and trends over time, and building workflows for valuation product cascades that refine and optimize ordering strategy. This role will also build and grow relationships with valuation product providers across the industry and partner directly with loan buyers who challenge values to provide successful remediation and response that supports successful loan sales.
In this position you will:
- Critically review appraisal reports (Forms 1004, 1025, 1073, 1004D, and 1004P) for USPAP Standards 1 & 2 compliance, credibility, and methodology soundness.
- Analyze As-Is, As-Repaired (ARV), and Site Value conclusions on renovation and ground-up construction collateral.
- Assess downside collateral exposure across LTV, LTC, and LTARV thresholds, including scenario and stress analysis under declining market conditions.
- Evaluate market value adjustments, condition ratings (C1–C6), and highest and best use conclusions as they relate to recovery value in default scenarios.
- Compare appraised values to broker price opinions (BPOs), automated valuation models (AVMs), desktop reviews, and other secondary valuation sources to identify valuation variances and collateral risk.
- Monitor construction draw schedules, percentage-of-completion assessments, and budget-to-actual cost variances on renovation and ground-up construction loans.
- Evaluate contractor and builder experience, project feasibility, and gross profit margin (GPM) sufficiency on for-sale construction projects.
- Review inspection reports, completion certifications, and letters of explanation (LOEs) related to draw releases and maturity extension requests.
- Support whole loan sales, bulk loan sales, and securitization due diligence from a collateral valuation perspective, including tape review and valuation stratification analysis.
- Reconcile appraised values, BPOs, AVMs, and desktop review outputs to identify valuation variances ahead of loan sale or securitization.
- Support data mapping and systems integration of appraisal and valuation data (e.g., XML/JSON) for diligence vendor platforms and investor delivery requirements.
- Produce valuation exception summaries, executive-level reporting, and valuation memoranda to support capital markets execution timelines.
- This position may involve handling confidential and sensitive information as part of its daily responsibilities. Employees are expected to exercise discretion and protect all sensitive data, including but not limited to personal information, loan details, business and financial records, and proprietary materials.
Successful candidates will possess:
- 3-5+ years of experience in real estate valuation, appraisal review, or collateral risk analysis, preferably within a lending, appraisal management company (AMC), asset management, or special servicing environment.
- Demonstrated experience valuing distressed, defaulted, or non-performing real estate collateral, including REO and pre-foreclosure asset assessment.
- Prior experience supporting business-purpose, bridge, or construction loan collateral.
- Experience supporting whole loan sales, bulk loan sales, or securitization due diligence from a collateral valuation perspective.
- Certified Residential or Certified General Appraiser license, or progress toward licensure; recently expired licenses may be considered.
NECESSARY KNOWLEDGE, SKILLS, ABILITIES AND COMPETENCIES:
- Working knowledge of USPAP Standards 1 & 2.
- Familiarity with cross-collateralized loan structures and portfolio-level exposure analysis.
- Familiarity with third-party due diligence (TPR) firms, platforms, and valuation grading frameworks.
- Familiarity with investor and purchaser guidelines, including Mortgage Loan Purchase Agreement (MLPA) valuation-related representations and warranties.
- Familiarity with mid-construction risk indicators (e.g., weathertightness, foundation, and framing completion) and their impact on collateral value and lender exposure.
- Strong Excel skills, including pivot tables, formulas, and model-building; Power BI experience preferred.
- Excellent written communication skills with the ability to prepare executive-level risk summaries, valuation memoranda, and reporting.
- Detail-oriented with the ability to synthesize appraisal, market, construction, and collateral data into clear risk conclusions.
What’s in it for you:
Inspiring Culture: We have earned the reputation as an exceptional workplace, designed with the deepest intentions for you to thrive. We are committed to being a transparent environment where team members are encouraged to ask questions, be heard, and never stop learning. We foster an inclusive and supportive environment where creativity and innovation thrive.
Talent Development: We invest in our team members' growth and development. You will have access to ongoing training, mentorship, and opportunities to expand your skill set and advance your career.
Impactful Work: Join us in making a meaningful impact. At CV3, we are a team. A highly motivated group of dedicated, talented people, motivating each other and working together towards our shared and individual goals. We show up. Every Day. For each other and our customers.
Innovation: We embrace new ideas and technologies. You will have the chance to work on cutting-edge projects and contribute to solutions that shape our industry.
Work-Life Balance: We value work-life balance and understand the importance of a healthy and fulfilling personal life. We work with you to determine the best work style for you and CV3.
Benefits Package: We provide competitive compensation packages and comprehensive benefits to underscore our commitment to the well-being of our team.
- Health Insurance
- HSA Account
- Accident Insurance
- Critical Illness Insurance
- Hospital Indemnity Insurance
- Dental Insurance
- VSP Vision Insurance
- Flexible Spending Accounts (FSA)
- Group Paid Life and AD&D Insurance Supplemental Coverage
- Company Paid Long-Term Disability and Short-Term Disability (Non-CA)
- 401 (k) Retirement Plan (2-Year Vesting)
- Legal Services
- Virtual Behavioral Health
- Employee Assistance Program (EAP)
Employee Perks: Beyond our comprehensive benefits package, CV3 provides a diverse array of advantages to our team members. These include birthday gift card and the day off, community outreach opportunities, access to Doordash’s Dash Pass, Employee discount program - Great Work Perks, an on-site dog park at our headquarters, company swag, stipends, and much more!
At CV3, we are committed to the principles of diversity, equity, inclusion, and equal opportunity. We build teams and grow talent that reflects the diversity of the clients and communities we serve. Diversity of background, experience, and perspective adds value and depth to our teams and creates better business results.
CV3 is an equal opportunity and affirmative action employer. We take pride in building a workplace culture where all team members feel supported and respected, and have equal access to career and development opportunities without regard to race, religion/creed, color, national origin, age, marital status, ancestry, sex, gender (including pregnancy, childbirth, breastfeeding or related medical conditions), gender identity/expression, sexual orientation, veteran status, physical or mental disability, medical condition, military status, genetic information, or any other characteristic protected by federal, state or local laws. Qualified applicants with arrest or conviction records will be considered in accordance with the ordinance and the California Fair Chance Act.
Experience counts, attitude matters. The range listed is just one component of CV3’s total rewards package for our team members. Other rewards may include quarterly bonuses, role-based incentives, and region-specific benefits. A team member’s position within the listed salary range will be based on several factors, including but not limited to relevant education, qualifications, certifications, experience, skills, seniority, geographic location, performance, travel requirements, revenue-based metrics, any contractual agreements, and business or organizational needs.
The job description outlined above reflects general details as necessary to describe the primary functions of this job, the level of knowledge and skill typically required, but should not be construed as an all-inclusive listing of work requirements. Individuals may be asked to perform duties other than those mentioned above to cover absences or relief in the appropriate department to equalize peak work periods or otherwise balance the workload.