At Lincoln Federal Savings Bank, we're not just about banking; we're about building careers. Join our team and discover a dynamic work environment where your talents are valued, and opportunities for growth are abundant. Whether you're passionate about customer service, finance, technology, or operations, we offer a range of career paths to suit your interests and expertise. With a commitment to fostering a supportive culture and investing in our employees' development, Lincoln Federal Savings Bank is the place where you can thrive professionally. Join us in shaping the future of banking while advancing your career.

The Commercial Loan Originator will focus on sourcing, developing, and closing commercial loan opportunities for businesses. This employee’s primary responsibility is to generate new business for the Bank while maintaining client relationships and ensuring compliance with lending policies.

 Essential Functions:

• Identify and prospect new commercial loan clients through networking, referrals, and outreach efforts.
• Develop and implement strategies to achieve loan origination targets.
• Build strong relationships with local businesses, real estate professionals, and other key referral sources.
• Meet with potential clients to understand their financing needs and present appropriate loan products.
• Guide clients through the loan application process, explaining terms and conditions.
• Collaborate with underwriters and credit analysts to structure loan terms that meet the client’s needs and align with the Bank’s policies.
• Stay informed about market trends, competitor activities, and economic conditions affecting commercial lending.
• Identify opportunities for growth in specific industries or regions.
• Maintain relationships with existing clients to ensure repeat business and referrals.
• Provide ongoing support and guidance to clients throughout the loan lifecycle.
• Ensure all loan applications comply with banking regulations, policies, and procedures.
• Prepare and submit complete and accurate loan files for approval.
• Maintain detailed records of loan activity and client communications.

Qualifications:

• Bachelor’s degree in finance, business administration, economics, or related field.
• Proven experience in commercial lending, sales, or business development.
• Knowledge of financial analysis, credit principles, and loan structuring.
• Strong understanding of banking regulations and commercial lending practices.

Lincoln Federal Savings Bank is an Equal Opportunity employer.