Why Homewise 

We’re out to make New Mexico, and the world, a better place. We do it by helping people get ahead in life through homeownership, so families can build wealth and equity that lasts for generations. We’re entrepreneurial, fast-moving and deeply rooted in our communities, and we find ways to get to “yes.” 

About the Role
The Commercial Loan Officer is Homewise's face in the community lending world — the person New Mexico small business owners, nonprofit leaders, and community developers turn to when they need financing that traditional banks can't provide. Reporting to the Chief Financial Officer, you'll own every stage of the relationship: sourcing deals, analyzing credit, presenting to the Loan Review Committee, and managing the portfolio long after closing. The role suits someone who enjoys all sides of commercial lending — analytical, relational, and presentational — and sees each as different ways of serving the same mission: building thriving communities across New Mexico.

What You'll do

•  Build new opportunities. Grow Homewise’s commercial lending portfolio by connecting with business owners, building referral networks, and developing partnerships that create new lending opportunities across New Mexico.
• Get to know the business. Meet with potential borrowers, understand their goals, review financial information, and identify lending solutions that support their success.
• Make smart lending decisions. Analyze financial statements, cash flow, credit history, and collateral to evaluate opportunities, manage risk, and make thoughtful lending recommendations.
• Structure loans that work. Develop loan solutions that balance borrower needs with responsible lending practices, and prepare clear, well-supported recommendations for Homewise’s Loan Review Committee.
• Manage relationships beyond closing. Oversee commercial loans throughout their lifecycle, helping borrowers navigate challenges, manage changes, and stay on track while protecting Homewise’s investments.
• Keep things on track. Maintain accurate lending records, monitor portfolio performance, prepare reports for investors, and ensure compliance with lending requirements and internal policies.
• Be a trusted community partner. Build strong relationships with small business owners, nonprofit leaders, and community organizations, representing Homewise as a trusted resource for commercial lending.
• Turn lending into impact. Work across Homewise to identify opportunities, support local businesses, and use commercial lending to strengthen communities throughout New Mexico.

What you bring

• Bachelor’s degree in related field. 
• 3-5 years of commercial lending experience
• Demonstrated excellence in verbal and written communication, including public speaking.
• Bilingual in English & Spanish strongly preferred

Why you’ll love it here 

Meaningful mission. Great people. You’ll help build something new, and you’ll see what it means for New Mexico families. 

More details about the role, schedule and benefits will come later in the hiring process. 

Homewise is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.