Financial Advisor 

Location: Milroy, PA and Various Outside Locations 

Department: MCS Financial Advisors
Status: Full-Time 

Join Our Team 

MCS Bank is seeking a motivated and relationship-focused Financial Advisor to help clients achieve their financial goals while growing and managing an investment and insurance portfolio. This position provides an exciting opportunity to build long-term client relationships, deliver personalized financial guidance, and play an active role in the growth of MCS Financial Advisors. 

The ideal candidate is passionate about helping clients navigate their financial future, excels at business development, and thrives in a collaborative, community-focused banking environment. 

Position Summary 

The Financial Advisor is responsible for developing, managing, and maintaining a portfolio of investment clients while delivering exceptional client service. This role partners closely with bank personnel to identify opportunities, cultivate referral relationships, and provide comprehensive wealth management solutions tailored to client needs. 

The Financial Advisor serves as a trusted advisor by evaluating clients' financial objectives, recommending suitable investment and insurance products, and ensuring compliance with all regulatory and organizational requirements. 

Essential Responsibilities 

• Develop and maintain a strong book of business through proactive client acquisition and relationship management. 
• Analyze client financial needs, goals, assets, income, investments, and risk tolerance to provide personalized recommendations. 
• Educate clients on investment, retirement, insurance, and wealth management solutions, including associated risks and benefits. 
• Build and maintain strong internal and external referral networks. 
• Identify opportunities to deepen client relationships through referrals to appropriate bank products and services. 
• Meet business development, production, and growth goals established by MCS Financial Advisors and the Bank. 
• Maintain ongoing communication with clients through regular reviews and follow-up consultations. 
• Ensure all investment and insurance activities comply with applicable regulations, supervisory requirements, and internal policies. 
• Maintain all required licenses, registrations, and continuing education requirements. 
• Provide an exceptional client experience through professionalism, responsiveness, and accuracy. 
• Assist in implementing branch and department goals consistent with the Bank's strategic and operating plans. 
• Participate in community organizations, networking events, and outreach activities that positively represent the Bank. 
• Prepare reports and communicate effectively with leadership and other stakeholders as required. 

Compliance and Risk Management 

• Adhere to all Bank policies, procedures, and regulatory requirements. 
• Support compliance with applicable laws and regulations, including but not limited to BSA, CRA, Equal Credit Opportunity Act, and other regulatory requirements. 
• Maintain appropriate documentation and records in accordance with regulatory and supervisory expectations. 
• Support internal and external audits, examinations, and regulatory reviews as needed. 
• Foster a workplace that is free from harassment, discrimination, and other inappropriate conduct.

 Qualifications Required Education and Experience 

• High School Diploma or equivalent. 
• Minimum of two years of experience in financial services, banking, insurance, investments, or a related field; or an equivalent combination of education and experience. 
• Demonstrated success in business development, client relationship management, or sales. 

Required Licenses 

• FINRA Series 63 License 
• FINRA Series 6 License 
• Pennsylvania Insurance Producer License (Life, Accident & Health) 

Preferred Qualifications 

• Current Series 7 and Series 66 licenses preferred; candidates actively pursuing licensure will be considered. 

Knowledge, Skills, and Abilities 

• Strong understanding of financial services, investments, insurance products, and wealth management principles. 
• Excellent relationship-building and interpersonal skills. 
• Ability to communicate complex financial concepts clearly and professionally. 
• Strong sales and business development abilities. 
• Effective problem-solving and analytical skills. 
• Ability to work independently and collaboratively within a team environment. 
• Sound judgment, professionalism, and attention to detail. 
• Strong organizational and time management skills. 
• Proficiency with personal computers, Microsoft Office applications, and financial services platforms. 
• Commitment to providing outstanding client service. 
• Valid driver's license and ability to travel locally as needed. 

Physical Requirements 

• Ability to remain seated for extended periods of time. 
• Ability to work effectively in an office environment. 
• Ability to occasionally lift and carry items weighing up to 50 pounds. 
• Visual and auditory ability sufficient to perform essential job duties. 
• Occasional travel to branch locations, client meetings, and community events as business needs require. 

Why MCS Bank? At MCS Bank, we value community, integrity, service excellence, and meaningful client relationships. As a Financial Advisor, you will have the opportunity to make a positive impact on clients' financial futures while being supported by a collaborative team and a respected community banking organization.  

REASONABLE ACCOMMODATIONS FOR DISABILITY: Any employee, who believes that a reasonable accommodation is required for purposes of federal or state disability law is required to contact Human Resources to begin the Interactive exchange process.

DISCLAIMER: The Employee is an “AT-WILL” Employee subject to termination with or without case or resignation at any time.? The information provided in this description has been designed to indicate the general nature and level of work performed by incumbents within this job. It is not designed to be interpreted as a comprehensive inventory of all duties, responsibilities, qualifications, and working conditions required if an employee is assigned this job. Management has sole discretion to add or modify duties of the job and to designate other functions as essential at any time. This job agreement is not an employment agreement or contract.